Clubfinance www.clubfinance.co.uk Review

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3.5 stars
Average rating for this product is: 3.5 out of 5

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arthur7's Review of Clubfinance www.clubfinance.co.uk

15th Mar 2006

Overall Rating

3.5 stars
  • Value for money
    5 stars
Good Points

Extremely cheap
For Investments they rebate high amounts of initial commission (between 75% and 100%) and they also rebate 75% of trail commission, making them extremely competitive
They have an excellent section on VCT's
You can utilise their investment service through Fidelity Fund Network, Cofunds or Skandia Fund Supermarket
They have an easy to use online quotation service for life insurance that gives extremely competitive quotes online


Bad Points

You can't speak to them on the phone. I tried several times, and most times it just rings and rings, and you get a below average answerphone message (although they did get back to me when I did leave a message)
There is no list of unit trusts and commissions so you can see what 100% rebate of commission actually means (unless investing through a fund supermarket)
Site is not graphically inspiring


General Comments

Overall, Club Finance is an excellent value for money service. Their e-mail service is very good, and their turn around time is good. I personally find not being able to speak to someone quite annoying, but I suppose it's better than speaking to someone in some random country.

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NameProduct TypeDiscount LengthSubsequent RateOverall Cost  
WoolwichStep Lifetime Tracker1 year(Base+ 2.49%) currently 2.99%3.00% APR
AbbeyTracker2 year4.24%4.10% APR
WoolwichOffset TrackerTerm(Base+ 2.47%) currently 2.97%3.10% APR