American Express Platinum Review

★★★☆☆
2.8 / 5
51.4% of users recommend this
  • Customer service

  • Value For Money

goodlegs's review of American Express Platinum

★★☆☆☆

“Applied for and was approved for this card, but when...”

Written on: 15/03/2006 by goodlegs (4 reviews written)

Good Points
Nice credit limit (11800) even though had another card with them (1500)

Bad Points
Badly organised!

General Comments
Applied for and was approved for this card, but when the paperwork came through it was entirely wrong - talked about initial 0% rate and then the rate being 9.4%. Was assured that this is wrong and it is actually 4.9% but they refused to send correct paperwork - and said that if I marked the paperwork to show the correct rate, then the paperwork would be considered invalid.



Went through with it in the end but still a bit dubious as to what the actual rate I am being charged is!



Ridiculous really. Oh, got my first statement and looks as though the minimum payment each month is a shade under 3%.

  • 0 - 6 Months

    Used card for

  • No

    Loyalty scheme

  • Customer service

  • Value For Money

Fco1922's Response to goodlegs's Review

Written on: 15/06/2006

Why would you want to have a Platinum CREDIT card. You can get a much better rate from other companies. The benefits also are far better on the Platinum CHARGE card. The truth is that AmEx doesn't like offering credit card facilities so cancel your credit card, apply for the charge card, and get a low rate credit card elsewhere.

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Goodlegs's Response to goodlegs's Review

Written on: 05/05/2007

The above comment's claim that you can get a 'much better rate' than 4.9% elsewhere sounds like a bit of an ambitious statement...

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