American Express Platinum Review

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American Express Platinum go to www.americanexpress.co.uk
3 stars
Average rating for this product is: 3 out of 5

From 9 ratings and 25 reviews

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indiekid75's Review of American Express Platinum

15th Mar 2006

Overall Rating

2 stars
  • Value for money
    4 stars
  • Loyalty scheme
    No
  • Used card for
    0 - 6 Months
  • Customer service
    1.5 stars
Good Points

Nice credit limit (11800) even though had another card with them (1500)


Bad Points

Badly organised!


General Comments

Applied for and was approved for this card, but when the paperwork came through it was entirely wrong - talked about initial 0% rate and then the rate being 9.4%. Was assured that this is wrong and it is actually 4.9% but they refused to send correct paperwork - and said that if I marked the paperwork to show the correct rate, then the paperwork would be considered invalid.

Went through with it in the end but still a bit dubious as to what the actual rate I am being charged is!

Ridiculous really. Oh, got my first statement and looks as though the minimum payment each month is a shade under 3%.

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Members' Comments onindiekid75's Review

  • fco1922 Rank: Sergeant on 15th Jun 2006

    Why would you want to have a Platinum CREDIT card. You can get a much better rate from other companies. The benefits also are far better on the Platinum CHARGE card. The truth is that AmEx doesn't like offering credit card facilities so cancel your credit card, apply for the charge card, and get a low rate credit card elsewhere.

  • indiekid75 Rank: Corporal on 5th May 2007

    The above comment's claim that you can get a 'much better rate' than 4.9% elsewhere sounds like a bit of an ambitious statement...