Natwest Current Account Review

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1.9 stars
Average rating for this product is: 1.9 out of 5

From 2 ratings and 18 reviews

Thumb down 22% of users recommend this product

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wackiemonie's Review of Natwest Current Account

Overall Rating

4.5 stars
  • Customer Service
    4.5 stars
  • Ease of use
    4.5 stars
Good Points

Great online banking system.
Friendly and professional staff.
Pleasant branches.


Bad Points

Going over overdraft fine.


General Comments

All I saw was negative comments about NatWest, so I thought I'd put forward my opinions, which are mostly good.

I have banked with them during my entire student life and have enjoyed their service. Ok getting fined consecutively for going over overdraft limit was expensive, but entirely my fault. I just kept going over. Taught me to be sensible with my money;)

The online facilties are great. I can do everything from them. Transfer money, make payments for bills or credit cards.

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LenderAccountDescriptionInterestAEROverdraft  
Overdraft LimitOverdraft Rate
Alliance & LeicesterPremier Direct AccountEarn a great rate of 6% AER (fixed for one year) on balances up to £2,500.Monthly6.00%0.00%£2,000.00
Alliance & LeicesterPremier CurrentEnjoy Free annual multi-trip European travel insurance and earn 0.50% AER on balances up to £2,500.Monthly0.50%0.00%£2,000.00
NatwestNatwest Advantage Gold AccountEnjoy benefits worth up to £704 for just £12.95 a month. Including Mobile phone cover, Travel Insurance and even tailored rates on other Natwest products.Monthly0.25%18.49%n/a