aa car loan review

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Average Ratings

Customer service	7.5/10
Value for Money	9/10
Reviewer Rating	8/10
Overall Rating	6.8/10

100% Recommended2 out of 2 Reviews

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Review of AA Car Loan

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By SayHelloToTheAngels on 2nd Dec 2005

SayHelloToTheAngels's Ratings

Customer service	9/10
Value for money	9/10
Overall value	9/10
SayHelloToTheAngels's recommendation

Good Points

Good rate

Bad Points

None

General Comments

I borrowed £6,000 with the AA to help towards the cost of a new car. The monthly repayment was only £172 over 4 years (typical APR is 5.9%), which is very good in my opinion.

The cheque arrived within 48 hours of me being approved, and I had a 3 month payment break too.

I am very happy with the service I received.

1 Comment on Review by SayHelloToTheAngels for AA Car Loan

1. ivan1890 on 23rd Mar 2006

   Payment breaks are on one hand a great idea - who wants to be making immediate loan repayments at the very point when you need the money the most? On the other hand a payment break almost invariably slightly increases the amount which you have to repay. Most of the best borrowing deals (usually up to £25,000. only) are nicely set out at www.compare-and-save.co.uk and more importantly that web site lists those lenders who charge an early redemption penalty. Sometimes it is advantageous choosing a lender with a borrowing rate slightly higher than a competitor making such a penalty charge provided the lender chosen makes no such charge. I suspect that the majority of borrowers want pay to off their loan early. But many are possibly persuaded to keep their loan account open so as to avoid redemption penalties. My personal belief is that redemption penalties should be made illegal. Companies presently charging redemption penalties on personal loans include Moneybackbank (i.e. Alliance & Leicester), Co-op Bank, Sainsburys, Virgin, Direct Line and Lombard Direct. Potential borrowers are advised to read my review on credit reference agencies before attempting to borrow.

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