ssmitht15's Review of Abbey Mini Cash ISA
2nd Sep 2005
Overall Rating
- Value for money
- Customer Service
Branch accessibility. Internet option.
Bad Points
Now not as competitive as when first Launched.
General Comments
I have held an ISA account with Abbey National from day one, and although I am not dissatisfied with the product, I feel the interest rates have slipped against the competition over the past couple of years, and I may shop around shortly.
The staff seem to change on the odd occasion when I call into a branch, and my local branch is a bit run down. There is never a queue, but two doors up, the Halifax is always full - tells a story perhaps?
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Members' Comments onssmitht15's Review
bernardallen on 16th Apr 2007
Web Links
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Legal & General - Investments - Guide to ISAs
Can I transfer my cash ISA without losing my ISA allowance? ... You can transfer from a cash ISA to a stocks and shares ISA, but not from a stocks and shares ISA to a cash ISA.
www. legalandgeneral .com -
Top New Cash ISAs: Earn up to 3.5% tax free for 2009/10. ...
Get the best interest on your cash ISA ... The best route for cash money is what's called a Cash ISA; these work just like normal savings, except the interest isn't taxed.
www. moneysavingexpert .com -
How to pick the best Isa: cash accounts and funds | This is Money
This is Money shows how to pick the best cash Isa account or Isa fund in light of the new £10,200 allowance. ... Tables: Best cash Isa rates
www. thisismoney .co.uk -
Compare Cash ISAs | Savings | Moneyfacts
Moneyfacts' Cash ISAs Comparison. Completely unbiased, independent best buy guides help you make better financial decisions. ... Moneyfacts' Cash ISAs Comparison ... Sign up for our Best Buy newsletter
www.moneyfacts.co.uk -
bank: cash ISA
Get fantastic rates and lots more with a mini cash ISA from www.smile.co.uk a part of the Co-operative Bank. ... Here?s why a smile cash ISA makes sense:
www.smile.co.uk -
MONEYSURGERY: Latest Rates £+ Money £+ Debt £+ Credit £+
The Best Interest Rates ... Cash ISA's are tax free, of course. Many banks and building societies offer EVEN BETTER rates to existing customers of long standing.
www. moneysurgery .co.uk -
If you haven't taken out an Isa yet, there's no time to lose | Money |
According to comparison service Moneyfacts, among the best cash Isa deals are Scarborough building society's 30-day notice account at 6.3 per cent, Icesave's easy-access account at 6.1 per cent...
www.guardian.co.uk -
Best Cash ISA Savings Accounts- Barclays Tax Haven ISA -March 2008 ::
Selection of the Current Best Cash ISA accounts (March 08) ... The CASH ISA accounts are TAX FREE, and do not have to be entered onto any tax returns.
www. marketoracle .co.uk -
Mini Cash ISA, Best Cash ISAs, Fixed Rate ISA, Tax Free Savings from
Tax free savings with mini cash Isas and fixed rate isas from Dunfermline Building Society. Use your tax free allowance with our easy to use isa range. ... 90 Day Notice Cash ISA
www.dunfermline.com -
Bradford & Bingley One-Year Fixed-Rate Mini Cash Isa announced -
A Bradford & Bingley One-Year Fixed-Rate Mini Cash Isa has been unveiled today, with an annual equivalent interest rate of 5.1 per cent on a lump ... Moneyfacts.co.uk rates best-performing cash ISAs
www.moneynews.co.uk
I've held a Direct ISA with Alliance & Leicester for the past three years, and its current rate is 5% AER. They have launched an issue 3 Direct ISA, which pays 5.40% AER. I can transfer my existing Direct ISA into their issue 3 if I wish. After searching the Internet for a better rate, I found the Abbey National Mini Cash ISA, which pays 5.50% and 5.75% for balances over £9000, and I can transfer my Alliance & Leicester into it. This will give me an extra £149 per annum for filling in a simple form. If anyone else can find a better rate, please post a comment either here on the Review Centre finance forum.
By the way, I opened a Barclays Tax Beater Cash ISA, which pays 6.50% for 12 months. I'll review that one in about 11 months time, and if it's not the best payer at the time of review, then I'll transfer into the highest payer that I can find on the web.