abbey mini cash isa review

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Average Ratings
Customer Service	2.3/10
Value for Money	2.8/10
Reviewer Rating	1.7/10
Overall Rating	1.5/10

10% Recommended1 out of 10 Reviews

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- ssmitht15's review
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Review of Abbey Mini Cash ISA

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By ssmitht15 on 2nd Sep 2005

ssmitht15's Ratings
Customer Service	4/10
Value for money	4/10
Overall value	4/10
ssmitht15's recommendation

Good Points

Branch accessibility. Internet option.

Bad Points

Now not as competitive as when first Launched.

General Comments

I have held an ISA account with Abbey National from day one, and although I am not dissatisfied with the product, I feel the interest rates have slipped against the competition over the past couple of years, and I may shop around shortly.
The staff seem to change on the odd occasion when I call into a branch, and my local branch is a bit run down. There is never a queue, but two doors up, the Halifax is always full - tells a story perhaps?

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1 Comment on Review by ssmitht15 for Abbey Mini Cash ISA

bernardallen on 16th Apr 2007

I've held a Direct ISA with Alliance & Leicester for the past three years, and its current rate is 5% AER. They have launched an issue 3 Direct ISA, which pays 5.40% AER. I can transfer my existing Direct ISA into their issue 3 if I wish. After searching the Internet for a better rate, I found the Abbey National Mini Cash ISA, which pays 5.50% and 5.75% for balances over £9000, and I can transfer my Alliance & Leicester into it. This will give me an extra £149 per annum for filling in a simple form. If anyone else can find a better rate, please post a comment either here on the Review Centre finance forum.

By the way, I opened a Barclays Tax Beater Cash ISA, which pays 6.50% for 12 months. I'll review that one in about 11 months time, and if it's not the best payer at the time of review, then I'll transfer into the highest payer that I can find on the web.

Top Cash ISAs: Alliance & Leicester Mini Cash ISA; Barclays Cash ISA; Bradford & Bingley Mini Cash ISA; Halifax Mini Cash ISA; HSBC Mini Cash ISA; Icesave Cash ISA; IF Mini Cash ISA; Lloyds TSB Mini Cash ISA; Marks & Spencers Mini Cash ISA; Nationwide Cash ISA; Northern Rock Mini Cash ISA; NS&I Direct ISA; Yorkshire Building Society Cash ISA

Requested reviews: Abbey Cash ISA; CIS Cash ISA; Egg Mini Cash ISA; First Direct Cash ISA; Norwich & Peterborough Cash ISA

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