alexandkate's Review of Smile SmileMore Current Account
5th Aug 2005
Overall Rating
- Customer Service
- Ease of use
Very ethically led
fairly Good interest rate
easy to use online banking
relatively good value extras on the account (£7 admin charge)
Bad Points
Don't treat all money as money (i.e. if you are overdrawn in one account but have savings, it doesn't make any difference, they still sting you for charges)
They gave me advice on how to leave them instead of offering incentives to stay
General Comments
Started off ok but as soon as I queried an overdraft charge (charged even though I had money in their savings account) they didn't want to know, they were happier to see me leave than try to offer me incentives to stay.
No longer impressed, will be banking elsewhere in future.
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On average, people found this review not helpful
| Lender | Account | Description | Interest | AER | Overdraft | ||
| Overdraft Rate | Overdraft Limit | ||||||
 | Premier Direct Account | Earn a great rate of 6% AER (fixed for one year) on balances up to £2,500. | Monthly | 6.00% | 0.00% | £2,000.00 |  |
| Premier Current | Enjoy Free annual multi-trip European travel insurance and earn 0.50% AER on balances up to £2,500. | Monthly | 0.50% | 0.00% | £2,000.00 | |
 | Natwest Advantage Gold Account | Enjoy benefits worth up to £704 for just £12.95 a month. Including Mobile phone cover, Travel Insurance and even tailored rates on other Natwest products. | Monthly | 0.25% | 18.49% | n/a | |
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Individual Savings Account - Wikipedia, the free encyclopedia
An Individual Savings Account ( ISA ; /'a?s?/ ) is a financial product available to residents in the United Kingdom. It is designed for the purpose of investment and savings with a favourable tax status. ISAs were introduced on 6 April 1999, replacing the earlier Personal Equity...
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The Individual Savings Account (Amendment) Regulations 2008 No. 704
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www.opsi.gov.uk
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