Halifax Mortgage Protection Insurance Review

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1.3 stars
Average rating for this product is: 1.3 out of 5

From 1 rating and 15 reviews

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Sekhemet's Review of Halifax Mortgage Protection Insurance

5th Aug 2005

Overall Rating

4.5 stars
  • Value for money
    4 stars
  • Type of cover
    Unemployment
  • Have you made a claim
    No
  • Customer Service
    5 stars

After moving into my new home I decided it was time to start getting my affairs in order - I started a pension, opened a savings account and took out some Mortgage Protection Insurance with the Halifax. I've worked very hard to get where I am today and the thought of loosing my house because of situations outside of my control scared me a bit. I shopped around and settled on Halifax as the best company for me - a mixture of price, reputation and the attitude of the staff when I called into the bank - because its no good having a really cheap policy if when you do need to use the service the company just isn't good enough. Shop around and find the right company for you but try the Halifax before you make a decision. Recommended.

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Members' Comments onSekhemet's Review

  • M Beaton on 13th Apr 2006

    So far my dealings with Halifax insurance PPI company have come to no fruition, they seem to deliberately slow things down and blame everything on the person they require information off, I have now been waiting since Nov 05 and up to date 13 April 06 they have not paid anything, I have now missed mortgage payments and been charged by the Halifax/Birmingham Midshires for missing the payments, this insurance say "not our problem, you get charged, you pay your mortgage", oh very funny if I’m out of work but insured for being out of work you would expect these people to pull out the stops to pay things. As per the TV at this moment in time unless proved different by the Halifax I say don’t touch it, they win all the time, the customer gets nothing.

  • M Beaton on 19th Apr 2006

    Hi

    Getting the policy from the Halifax is easy, they fall over themselves to give it to you. Claiming is a total different kettle of fish, I have had no joy so far since the 18 of Nov 05. I'm still unemployed at 20th April 06 and still waiting and each time they have some excuse of they have had to write to this person that person and they have not replied to us yet. SO be prepaired to suffer the stalling and have a bank balance that can still pay your mortage for what so far is looking like months down the line. I don't and am being charged extra by the Halifax for every payment I miss.

  • MELLLOWTONES on 5th Mar 2008

    I disagree with this review because... Would like to know your comments if you ever have to make a claim

  • jaimey on 8th Feb 2009

    have claimed yet..?