Capital One Classic Review

Good Points
I had zero Credit Rating and got accepted.

Bad Points
The APR is deffo on the high side, credit limit is too low at £250.

General Comments
In the years I spent at Uni I got myself in serious debt, and had many CCJ's and many visits from bailiffs etc. So my credit just didn't exist, even the high street banks wouldn't give me a current account, but capital one classic accepted me and even though there rates are on the high side they where very handy in repairing my credit, after only 7 months I was being offered credit cards from most other companies and was accepted by the ones that I decided to change to, this card is great for rebuilding your credit status. I only use mine now in emergencies, this card has helped me so much the high rate pays for the amount of help it's given me.