lloyds tsb student account review

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Average Ratings
Customer Service3.7/10 Based on 9 ratings
Ease of Use3.9/10 Based on 8 ratings
Overdraft Facility4.8/10 Based on 4 ratings
Reviewer Rating2.9/10
Overall Rating2.9/10 Based on 15 ratings
21% Recommended3 out of 14 Reviews

Review of Lloyds TSB Student Account

By STU1983 Rank: Corporal on 11th May 2005

STU1983's Ratings
Customer Service0/10
Ease of Use0/10
Overall value0/10
no STU1983's recommendation

Good Points

Decent service for previous years.

Bad Points

They seeem dishonest.

General Comments

I had banked with Lloyds for over 12 years, and recently graduated and transferred to a graduate account, which has an overdraft limit of £2,000, and I took out a graduate loan to buy a car and clear a credit card. My overdraft limit was put at £300 at my own request to stop me from going into debt again, this I thought was a sensible thing to do. I then started a masters degree and needed to stay in Scotland for two weeks for training, I needed my overdraft extending to about £600 to cover travel and accommodation, even though I was supposed to get this as part of my graduate account, they refused it. The reason they gave was that I had a loan, but this was not agreed when I took the loan. Lloyds seem to only care about making money. Avoid them if you are about to go to uni, go with Natwest, I have found them to be very helpful and are always willing to help me with finances. Students get a rough enough time without Lloyds deceiving to them.

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