coutts and co. credit card review

Picture courtesy of Dr. David Scott-Lowther.

Average Ratings
Customer service8/10
Value for Money6/10
Overall rating7/10
50% Recommended1 out of 2 Reviews

Review of Coutts and Co. Credit Card

  • Review 1 of 2

By craigw Rank: Corporal on 4th Apr 2005

craigw's Ratings
Used card for1 year and over
Loyalty schemeYes
Customer service6/10
Value for money2/10
Overall value4/10
no craigw's recommendation

Good Points

Nice leather cheque book covers.

Bad Points

Expensive, and in our experience inefficient.

General Comments

We had an 18 year banking relationship with Coutts & Co., including their Signia credit card and corporate credit card. We found these products to be expensive, and the level of service to be generally humdrum. The bank overcharged us £13,000 in interest (which they refunded after a few months of double-checking our figures).

The bank paid our credit card bill twice, and it was quite a task to get a refund of the duplicate payment. At one point, I was told that our money was in a "limbo account."

Over the years, we did experience good service from the frock-coated bankers at Coutts & Co. But from about 2001 onwards, we saw a steady decline in the service levels --- at least in our case.

There are complete details of our Coutts experiences at www.couttssucks.com.

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