Written on: 20/03/2005 by WWG (1 review written)
[Virgin] ONE account is marvellous
None I can think of
7 years ago I took out a Virgin One Current Account morgage at 66% Loan to Value, with repayment of Interest Only as far as the RBOS are concerned. This is really just a great big loan facility to be used as I wish - no fixed mortgage per month, as long as I do not breach the loan facility ceiling.
Consistently over paid, that is I ensured income exceeded outgoings over the long view, with fluctuations of underpayment compensated one or two months later by substantial overpayment.
Now my £200,000 mortgage is reduced to £70,000.
4 years ago my overpayment was large enough that I was able to buy a student house for my daughter by writing a cheque.
"ONE Account" as it is now named is a great product.
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