Royal Bank of Scotland Internet Banking www.rbsdigital.co.uk Review

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Royal Bank of Scotland Internet Banking www.rbsdigital.co.uk
3.2 stars
Average rating for this product is: 3.2 out of 5

From 8 ratings and 14 reviews

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WWG's Review of Royal Bank of Scotland Internet Banking www.rbsdigital.co.uk

20th Mar 2005

Overall Rating

5 stars
  • Value for money
    5 stars
  • Ease of Use
    5 stars
  • Used service for
    1 year and over
Good Points

[Virgin] ONE account is marvellous


Bad Points

None I can think of


General Comments

7 years ago I took out a Virgin One Current Account morgage at 66% Loan to Value, with repayment of Interest Only as far as the RBOS are concerned. This is really just a great big loan facility to be used as I wish - no fixed mortgage per month, as long as I do not breach the loan facility ceiling.
Consistently over paid, that is I ensured income exceeded outgoings over the long view, with fluctuations of underpayment compensated one or two months later by substantial overpayment.
Now my £200,000 mortgage is reduced to £70,000.
4 years ago my overpayment was large enough that I was able to buy a student house for my daughter by writing a cheque.
"ONE Account" as it is now named is a great product.

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Members' Comments onWWG's Review

  • review1357642 Rank: Lance Corporal on 30th Jun 2006

    Virgin one account is not RBS. They might offer a good product but what does that have to do with the quality of their website?

  • Susan Sutton Rank: Corporal on 19th Oct 2007

    The Virgin One account is run by RBS - but I think the RBS internet bank has a different website, judging from your review of their website. I agree wholeheartedly with the positive review of the Virgin One account but perhaps it needs its own section in the Review Centre. It's not just an internet bank account - it is a mortgage facility and bank account rolled into one.