Written on: 20/03/2005 by WWG (1 review written)
Good Points
[Virgin] ONE account is marvellous
Bad Points
None I can think of
General Comments
7 years ago I took out a Virgin One Current Account morgage at 66% Loan to Value, with repayment of Interest Only as far as the RBOS are concerned. This is really just a great big loan facility to be used as I wish - no fixed mortgage per month, as long as I do not breach the loan facility ceiling.
Consistently over paid, that is I ensured income exceeded outgoings over the long view, with fluctuations of underpayment compensated one or two months later by substantial overpayment.
Now my £200,000 mortgage is reduced to £70,000.
4 years ago my overpayment was large enough that I was able to buy a student house for my daughter by writing a cheque.
"ONE Account" as it is now named is a great product.
As rated by real users
"Very Happy Customers" Read More
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249344_Review1357642's Response to WWG's Review
Written on: 30/06/2006
Virgin one account is not RBS. They might offer a good product but what does that have to do with the quality of their website?
Susan Sutton's Response to WWG's Review
Written on: 19/10/2007
The Virgin One account is run by RBS - but I think the RBS internet bank has a different website, judging from your review of their website. I agree wholeheartedly with the positive review of the Virgin One account but perhaps it needs its own section in the Review Centre. It's not just an internet bank account - it is a mortgage facility and bank account rolled into one.