Written on: 12/12/2002 by brian.
Relaxed acceptance criteria.
Low credit limit.
Acceptance criteria on the CapitalOne Classic Card is rather lower than other cards so easier to obtain, balanced by a low credit limit. Major plus: online account management available. This is extremely convenient and allows you to keep a tight reign on your finances.
However, the web site, whilst making every effort to be clear and simple fails as the transaction listing is never as up-to-date as the account summary.
They say this is due to the delay between your transaction with the retailer and the retailer processing it with CapitalOne. However, CapitalOne are happy to debit your card immediately as shown in the account summary, so why not list it in the transactions?
This aside, I highly recommend them.
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