written by brian. on 12/12/2002
Good Points
Relaxed acceptance criteria.
Bad Points
Low credit limit.
General Comments
Acceptance criteria on the CapitalOne Classic Card is rather lower than other cards so easier to obtain, balanced by a low credit limit. Major plus: online account management available. This is extremely convenient and allows you to keep a tight reign on your finances.
However, the web site, whilst making every effort to be clear and simple fails as the transaction listing is never as up-to-date as the account summary.
They say this is due to the delay between your transaction with the retailer and the retailer processing it with CapitalOne. However, CapitalOne are happy to debit your card immediately as shown in the account summary, so why not list it in the transactions?
This aside, I highly recommend them.
As rated by our community of reviewers
97563_Blackman.'s Response to 57445_brian.'s Review
Written on: 13/05/2003
True. True.