naw's Review of First Direct Current Account
21st Sep 2004
Overall Rating
- Customer Service
- Ease of use
Customer Service is superb, Brief holding times, then straight through to a real person decisions are usually made immediately, staff are well informed.
Bad Points
I'm sorry - I'm struggling to think of anything bad
General Comments
I've had my First Direct Current Account for over 10 years. I have a couple of bank accounts with other banks and my partner and I have merged all our accounts together. Frankly I'm astonished at how awful the other banks call centers are compared to FD. The Halifax (now HBoS) is an incredible example of incompetance.
FD can make immediate decisions, they show flexibility and 9/10 times you're speaking to a real person within 3 rings. None of this awful "Call (avoidance) Center" Press 1 for this, Press 2 for that nonsense either.
On average, people found this review very helpful
| Lender | Account | Description | Interest | AER | Overdraft | ||
| Overdraft Rate | Overdraft Limit | ||||||
 | Premier Direct Account | Earn a great rate of 6% AER (fixed for one year) on balances up to £2,500. | Monthly | 6.00% | 0.00% | £2,000.00 |  |
| Premier Current | Enjoy Free annual multi-trip European travel insurance and earn 0.50% AER on balances up to £2,500. | Monthly | 0.50% | 0.00% | £2,000.00 | |
 | Natwest Advantage Gold Account | Enjoy benefits worth up to £704 for just £12.95 a month. Including Mobile phone cover, Travel Insurance and even tailored rates on other Natwest products. | Monthly | 0.25% | 18.49% | n/a | |
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Web Links
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HM Revenue & Customs: Individual Savings Accounts (ISAs)
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HM Revenue & Customs: Individual Savings Account (ISAs)
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Individual Savings Accounts
Individual Savings Accounts - Looking for a good Isa deal? then we have a range of UK Isa put together which make a good Isa deal. ... The interest will vary depending on the type of account that is chosen.
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ISAs - Personal - Savings - Personal Banking - Clydesdale Bank
Are you paying too much tax on the interest your hard-earned savings make for you? Maximise your savings with a tax-efficient Individual Savings Account (ISA).
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Individual Savings Account - Wikipedia, the free encyclopedia
An Individual Savings Account ( ISA ; /'a?s?/ ) is a financial product available to residents in the United Kingdom. It is designed for the purpose of investment and savings with a favourable tax status. ISAs were introduced on 6 April 1999, replacing the earlier Personal Equity...
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If you haven't taken out an Isa yet, there's no time to lose | Money |
So, if you are thinking about taking out an Individual Savings Account (Isa) in the waning weeks of this tax year, advisers believe it ... Regular saving, rather than investing a lump sum in one go,
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ISAs (Individual Savings Accounts) : FSA Money made clear ?
Disclaimer: Our website and publications aim to give you general information to help you make financial decisions. It is not advice, nor can it take account of your own particular circumstances.
www.moneymadeclear.fsa.gov.uk -
Individual Savings Account | A-Z of financial terms | This is Money
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children saving account, savings application, individual saving
Stroud & Swindon Building Society - children saving account, savings application & individual saving account
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The Individual Savings Account (Amendment) Regulations 2008 No. 704
Amendment of the Individual Savings Account Regulations 1998 (S.I. 1998/1870) ... 2. The Individual Savings Account Regulations 1998(4) are amended as follows
www.opsi.gov.uk
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