Royal & SunAlliance Pension Review

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philperry's Review of Royal & SunAlliance Pension

10th Sep 2004

Overall Rating

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  • Value for money
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Good Points

Supposedly strong financial institution


Bad Points

Very poor investment returns over last 17 years.
Worthless illustration : I entirley accept the usual "health warnings" and a "scatter" of 20% would be perfectly reasonable; but an error of greater than 70% makes any illustration positively misleading.


General Comments

I am currently in correspondence with Royal & SunAlliance (going to FSA/onbudsman imminently)Re illustration supplied in 1987. Figures proved to be worthless in assessing product. R&SA uses poor stock market performance 2000-2001 as excuse for reducing bonus rates, totally ignoring the remarkable performance of the markets in the preceeding 15 years!
R&SA have, so far, denied any responsibility.

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