Goldfish Loans Review

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3 stars
Average rating for this product is: 3 out of 5

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littlemissdrunk's Review of Goldfish Loans

20th Aug 2004

Overall Rating

3.5 stars
  • Value for money
    4 stars
Good Points

Really good loan rate (5.9) fixed with no redemption penalties.


Bad Points

Long process to get the money.


General Comments

I applied for a personal loan with Goldfish about 6 weeks ago; I was attracted by the loan rate as it was 5.9% fixed with no redemption penalties. The website promised a response within 4 days, it was just over a week, I put it down to many other people taking advantage of the offer. The company wanted me to send in 2 bills to prove that I lived at the address I put down, which is fairly standered if you join a new bank. I waited 3 weeks for a response, only to find that they don't accept phone bills (which it did not state on the original documentation). I sent in my credit card bill instead. Today I received the money! It's a great product, but be prepared for a long wait!

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NameCredit RatingAPRTypical APRMin Loan AmountMax Loan AmountHome Owner  
Alliance & LeicesterGood7.80%7.80%£7,500.00£14,950.00No
Nationwide LoansBad7.60%7.60%£7,500.00£14,999.00No
Sainsbury's LoansGood7.90%7.90%£7,500.00£15,000.00No