HSBC Mini Cash ISA Review

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HSBC Mini Cash ISA
2 stars
Average rating for this product is: 2 out of 5

From 2 ratings and 13 reviews

Thumb down 38% of users recommend this product

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edboorman's Review of HSBC Mini Cash ISA

22nd Jun 2004

Overall Rating

2.5 stars
  • Value for money
    1 stars
  • Customer Service
    4.5 stars
Good Points

Easy to move money in and out of ISA via other HSBC accounts.


Bad Points

Not a market leader in rates of interest.


General Comments

If you have an HSBC Current account then having a Mini Cash ISA is common sense. I use mine as a savings account. Just remember if you make a withdrawal, your allowance for that tax year decreases by that amount.

The Interest Rate is not very competitve. You only get the best rate if you have over £15,000 pounds invested in it. With the Mini Cash ISA allowance reducing next year, it could be a while before I have that much in it!

Come on HSBC, be the first high street bank with competitve rates!

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LenderAccountDescriptionInterestAEROverdraft  
Overdraft LimitOverdraft Rate
NatWeste-ISAAvailable to existing Natwest Customers Only. The longer you save the more you can earn, save up to £3,600 in a tax year. See site for details.Monthly2.50%N/A
AbbeyDirect ISASave from just £1 to receive 2.00 AER (variable) tax free.Annually2.00%N/A
NatWestCash ISAAvailable to existing Natwest customers only. Transfer your previous years ISA's into this great cash ISA. Earn up to 2.0% AER tax free.Monthly2.00%N/A