if internet banking www.if.com review

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Average Ratings
Ease of Use4/10 Based on 15 ratings
Value for Money3.7/10
Overall rating3.4/10
31% Recommended9 out of 29 Reviews

Review of IF Internet Banking www.if.com

By tomgg on 11th Jun 2004

tomgg's Ratings
Used service for1 year and over
Ease of Use10/10
Value for money10/10
Overall value10/10
yes tomgg's recommendation

Good Points

Effecient, friendly, helpful, all accounts in one place, account offseting reduces term of mortgage, great interest rates.

Bad Points

Haven't noticed any

General Comments

I am afraid most of the people writing these reviews may have had one or two relatively small bad experiences with Intelligent Finance. However, for myself (and everyone else I know who have IF accounts - quite a few now) they are are a quietly efficient banking service with great interest rates. It seems the unhappy ones, even though they're the minority, make the most noise as usual.

We've had IF account for over three years now. This includes our morgage, mine and wife's joint account, savings account and our son's savings account. The internet access is fast and does everything you need. Far better than other internet banking sites I've used. I'm a software developer by profession, and the reviewer who said their internet access is "amateur" must have been judging on the basis of the colours, or some other subjective criteria. In terms of functionality, this is one great banking website. I've never had any problems with the phone service. I've called them up for general enquiries, to wire money abroad, to notify them of stolen cards, etc. I've drawn down equity from my mortgage - it was as easy as making a phone call. The mortgage interest rates are great.

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