Bank of Scotland Personal Loans Review

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2.5 stars
Average rating for this product is: 2.5 out of 5

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Jude.'s Review of Bank of Scotland Personal Loans

11th Sep 2002

Overall Rating

5 stars
  • Value for money
    5 stars
Good Points

The application was processed over the telephone within minutes, and the Bank of Scotland offered to courier the cheque the same day. The staff were helpful, friendly, polite and well-informed.


Bad Points

None.


General Comments

I was pleasantly surprised at the service offered by the Bank of Scotland. Low interest rates, efficient and speedy service and friendly staff made dealing with the bank easy. A follow up courtesy call was made with equal standards of service. Used to dealing with poorly trained staff or automated machines, I was impressed by the Bank of Scotland and would recommend them to anyone. An initial payment holiday which left me with extra cash for the summer was the icing on the cake.

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NameCredit RatingAPRTypical APRMin Loan AmountMax Loan AmountHome Owner  
Alliance & LeicesterGood8.00%8.00%£7,500.00£14,950.00No
Sainsbury's LoansGood8.00%8.00%£7,500.00£15,000.00No
Nationwide LoansBad7.90%7.90%£7,500.00£14,999.00No