cdownton's Review of Smile Current Account
20th Feb 2004
Overall Rating
- Customer Service
- Ease of use
Great rates of interest (credit AND debit)
Friendly service online and telephone
Easy to use, fast internet site
Bad Points
Nasty looking card (bright pink!)
Difficulty in gaining an account
General Comments
First of all, the bad bits about the Smile Current Account - it's difficult to get an account, mainly because of the new laws on fraud and money laundering. You have to send in quite a few proofs of ID and address, but similar to most UK banks now.
The good bits are very good, you can relax with competitive rates of interest - both current account, savings and ISA (and numerous other products) and they're all accessible from one page with a (sometimes depressing) 'what you're worth' number.
The people at the centre are extremely friendly and the service is prompt, efficient and effective. They can all get things done (no passing to other departments) and they all know their stuff.
Overall, it's a great product and I would urge anyone with a big 4 bank to switch immediately because smile offer some of the best rates and customer service around.
On average, people found this review helpful
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Web Links
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HM Revenue & Customs: Individual Savings Accounts (ISAs)
If an individual wants to invest in both a cash ISA and a stocks and shares ISA in the same tax year, the separate limits for each type of ISA still apply, but the individual cannot invest more...
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HM Revenue & Customs: Individual Savings Account (ISAs)
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Individual Savings Accounts
Individual Savings Accounts - Looking for a good Isa deal? then we have a range of UK Isa put together which make a good Isa deal. ... The interest will vary depending on the type of account that is chosen.
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Individual Savings Account - Wikipedia, the free encyclopedia
An Individual Savings Account ( ISA ; /'a?s?/ ) is a financial product available to residents in the United Kingdom. It is designed for the purpose of investment and savings with a favourable tax status. ISAs were introduced on 6 April 1999, replacing the earlier Personal Equity...
en.wikipedia.org -
If you haven't taken out an Isa yet, there's no time to lose | Money |
So, if you are thinking about taking out an Individual Savings Account (Isa) in the waning weeks of this tax year, advisers believe it ... Regular saving, rather than investing a lump sum in one go,
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ISAs (Individual Savings Accounts) : FSA Money made clear ?
Disclaimer: Our website and publications aim to give you general information to help you make financial decisions. It is not advice, nor can it take account of your own particular circumstances.
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Individual Savings Account | A-Z of financial terms | This is Money
Stories that mention Individual Savings Account... ... 3 Can we open a savings account in the UK?; ... Money saving tools
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ISAs - Personal - Savings - Personal Banking - Clydesdale Bank
Are you paying too much tax on the interest your hard-earned savings make for you? Maximise your savings with a tax-efficient Individual Savings Account (ISA).
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children saving account, savings application, individual saving
Stroud & Swindon Building Society - children saving account, savings application & individual saving account
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The Individual Savings Account (Amendment) Regulations 2008 No. 704
Amendment of the Individual Savings Account Regulations 1998 (S.I. 1998/1870) ... 2. The Individual Savings Account Regulations 1998(4) are amended as follows
www.opsi.gov.uk
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