I am in £1200 worth of debt and had ccjs and everything, in the other hand my firend had £6000 worth of debt but paid it off, my debet is still about £10000,
We both applyed for the same high intrest low credit limit one,
he got decined and i didnt here anything then i got a pin though the door and got told my card is on its way?
it seems like people who pay off the limit all the time never get a incresed but i bet the people who dont pay the balance of and pay min payments get increses in there limit!
becasue people who pay there balances off they dont earn much intrest so they dont bother incressing them limits , but
but people who dont there thay make a fortune,so they incresse there limts?
seems like a good idea to rebuild credit histroy but not a good system or scoring system