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★★★★★

“Interest only to repayment mortgage”

written by DEH2017 on 18/02/2017

My fixed rate interest only remortgage was due to expire at the end of January 2017 and my repayment was to increase despite interest being so low.
I contacted the broker and my bank and explained that I would like to change to a repayment mortgage.
The repayment option with the bank was higher than I had hoped and although the broker came back with what looked like a better option this just wasn't progressing.
I contacted YMD by email really just to see if what the bank was proposing was my best option. I was contacted the following day,an appointment was made.
My advisor was... I want to say "Awesome" but I feel that I'm too old to say that so I will say he was "Excellent" very professional.
He listened to all my concerns about going from interest only to repayment would I be able to afford it, was it the right thing for me etc, etc, and I wasn't brief!
He provided me with a really good offer and he even suggested consolidating some other debts to make things more manageable.
My remortgage was completed in under 4 weeks so only paid 1 month at the higher interest rate.
YMD & my advisor kept me informed every step of the way and my advisor would call me each week to reassure me that everything was going in the right direction.
I don't post reviews but I felt on this occasion I received exceptional service and if its helpful to anyone else then its worth a few minutes of my time.

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