written by on 22/07/2009
I have the visa signature through Bank of America. I agree with prior posts that this card will not give you the "in your face" recognition that the Centurian card would however the benefits are great and given I have good credit my interest rate is (after all the fed cuts)4.49%. NOT PRIME PLUS 4.49%. Variable at 4.49%. I do not however carry a balance but it is good to know that if I ever do, I will not pay through the nose for it.
The rewards system is good, but could be better. I have my AMEX Gold Rewards Plus Card that accrues points faster, but for places that don't take AMEX, the visa signature card is my preferred card for purchases from everyday gas and groceries to those special occasion gifts for my girlfriend.