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★★★★☆

“Paying bills online with NetBank is really convenient,...”

written by mooncaptain on 20/08/2006

Paying bills online with NetBank is really convenient, especially the automatic payment for appropriate bills. There is plenty of lead time when these automated payments pop up, so you can modify or remove them if necessary.



You can link your credit cards, mortgages, and other bank accounts, so you can see them all in one place.



Direct deposit removes the hassle of waiting for ground mail to make a deposit, although this is only a problem for those who are living on the edge of their cash flow.



There are no fees for any regular activities. There are charges for checks and wire transfers, but you can avoid checks by using the debit card.



Getting cash costs money in most cash machines, so avoid this by getting cash back at your supermarket, including Wal-Mart and other places.

I live in a small town so there aren't local cash machines to make deposits. NetBank has a free service with UPS, but only at their UPS main stores, so there is nothing where I live.



I like the low cost (no cost really) of banking and the convenience of moving money among my NetBank accounts. I use two checking and one Money Market account. The interface is really not that slow. There is a bit of a hitch when going from the main account page to the bill paying page, but it really is tolerable. I also move money from NetBank to ING and back. The NetBank Money Market rate is decent, but the ING is better.

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