written by Kevin1969 on 08/02/2006
Good Points
Plenty of branches.
Mostly friendly staff.
Bad Points
Extortionate charges.
I went over my overdraft limit once, and was charged £14 per transaction, interest and quarterly charges.
It cost me £30 to set up a £200 overdraft, £30 to increase it to £600, and another £30 to increase it to £800.
General Comments
The First Trust Current Account is an extremely expensive bank with no perks or understanding for long-term customers. I have been with them 16 years now. There are rumours that they will be dropping their current account charges, but so far they don't seem to be in any hurry to do so.