Written on: 13/12/2010
I had really bad credit, applied for a Vanquis card and got a £250 balance this was ideal, I used the card alot every month, but made sure I cleared the balance in full monthly, and they increased my limit to £1000 after 6 months. Over the last seven months my credit rating went from poor to good and now I have closed the account as i have got a credit card with Natwest (my bank) i would never of been able to get this or better my credit without this card.
If you use the card as I have paying the balance in full monthly you rarely see the high interest, ideal for sensible people with bad credit.