written by Hartleyeg344 on 08/01/2016
Several years ago, my husband and I were at our wits end, we had more money going out than coming in. Credit cards, catalogues, loans etc. We covered our outgoings but had nothing left, about £500 plus paid out each month.One day I looked for a debt management company, I came across Valour Financial Management. I didnt have a clue what I was doing, but an operator popped up on my screen to talk to me . She arranged an adviser to phone me, under no obligations. Try to have all your paper work ready just incase, out goings, money coming in etc, they're not being nosey, they want to help. I went from paying approx £500 to £180.
Once I agreed , there was a one off payment but then you leave everything up to them.
You have your own personal adviser who is always at the end of the phone and a portal to follow whats happening.
Only one thing that I didnt like is that you do get occasional letters from your creditors even though they've agreed to your plan, I just put them in SAE and sent them to Valour.
Recently we've been lucky enough to have the money to pay our creditors off in full, Valour Financial Management sorted that out , getting us the lowest settlement possible.
Please look into Valour, see if they can help you ,you've got nothing to loose and you will sleep again at night and get your life back.