written by Mathewcoker on 10/01/2015
NEGATIVE NEGATIVE NEGATIVE!!!!
I've had a mortgage for 7+ years never missed or been late on a payment. My credit was not perfect when we applied for a mortgage as previously I had borrowed from a payday loan company (I would not do this again).
I was honest with Aldermore from the beginning printed off a copy of my credit report they even did a credit check. Once this was done they sent out a mortgage offer. We found a property which we had an offer accepted on. Aldermore asked for £300+ for survey which we paid strait away. A few days later Aldermore said they can no longer lend to us due to something on my credit file from 10months ago, they had access to this information before the mortgage offer.
When I asked for a refund for the survey I was told I'm not entitled to it.
I feel a little ripped off, I would not recommend this company to anyone. I hope the dishonest practices they use are exposed.
It's only £300 but I would rather the money go to a charity than a dishonest company.
I read reviews before and thought their was a lot of negative about Aldermore but ignored it as I thought it was unlikely to happen to me, BUT IT HAPPENED TO ME.
NEGATIVE NEGATIVE NEGATIVE!!!!!!!