written by MrMikeyDG on 08/07/2014
The world of car finance can be a bit of a mystery to a rookie such as myself and after going to a dealer and being pre approved for finance at an incredibly high rate I decided to see if I could find something better online.
I found two websites I liked the look of and put in my details and then waited to hear back.
I was then contacted by a very nice chap called James Alvin. I talked through the finance offers I had already received and he let me know immediately I was being taken to the cleaners and that based on my circumstances I shouldn't have an issue being approved by one of the finance companies credit plus works with at a much lower rate.
I was in contact with Mr Alvin over a Saturday and Sunday and in between intervals at my workplace and in this time I was pre approved at a fantastic rate and already being sent through cars I might be interested in.
As a picky consumer I like choices and from an old car (the only one of this type of car they had in stock) on higher purchase at an astronomical rate from a dealership to the choices being offered at credit plus from lease purchase, hire purchase and pcp with hundreds of cars from i presume tons of dealerships to suit my budget at different levels and the ability to see all of these options with the ballpark prices on their website through the find a car section made it all the easier to weigh up what option I wanted to choose.
It really is a great service they offer and the customer service I received was exceptional!
Credit plus is a business at the end of the day and they act as intermediary between yourself the finance company and the dealer and even do a full mechanical and condition report with a warranty when they source the car from the dealer for you.
It has to be said that for the fee they charge they deliver a quality product. I can't compare with any other online car finance intermediary companies as this is the first I have used but I would not only recommend but strongly suggest that anyone looking at taking out car finance make sure you give credit plus a call before committing to anything as like me you may well be very happily surprised!!