written by on 01/10/2013
bought a car with ctc approximatly 18 months ago. my credit was terrible and was surprised they could help me. i was told by ctc that if i have a car for 12 to 18 months and dont miss a payment then this would improve my credit rating and i would be able to get a much better acceptance.
i spoke to ctc again this week and they managed to get me a rate of 4 % which was a massive reduction in the original rate i was charged. i was told this was because i had never missed a payment on my car and my credit rating had improved.
the good news is i bought a new car which was 12 months old and traded in my old one and REDUCED my payments which i cant believe.
i am very happy with the service and advice i recieved 18 months ago as i would never of thought i would be driving away in a new car within 18 months of first buying one due to my credit problems in the past.
great service, fantastic cars, very happy thanks.