Written on: 22/08/2013 by greentribedavid (4 reviews written)
I generally detest junk mail and spam mail but it is always wise to check details if you have been assigned a Littlewoods Catalogue Account that you have not personally set up. I discovered that an account had been set up in my name by a member of my family. I am never the first to the post in the morning and so until I started to receive calls about non payments and linked to black marks on my Credit Reference File through my A/C with Equifax I was unaware of the position that a family member had set up an account. Clearly he knew all of my details and he tells me that on the application, because of his short work history he was asked to include the name of a parent.
He tells me that since then he has had the account transferred to his name but when there are problems at his end, it seems I am the fall guy. I have had my Credit Reference File marked with late payments and default payments that were/are in effect not mine.
So isn't it about time that the likes of Littlewoods took more care when they set up customer accounts and that they verify appropriately whom they are enlisting. Now because of Littlewoods laxity I have to do battle to get my credit reference corrected and I have today received a letter from them telling me of "my" arrears and of a £12 addition to my account balance.
So if you know someone with a catalogue from Littlewoods make sure Littlewoods don't start to adversely affect your credit rating as a result of their negligent account set up procedures. More secure systems please Littlewoods