written by masterhopkin on 19/08/2013
i got accepted for a £1000 loan last yr which was fine service was great then i got told i would b eligable for a top up loan after 12 on time payments which i have so then i applied for the top loan with an increase then to be told no as my credit score had failed i thought the whole point of having a guarantor was because applicants found it difficult to obtain credit so dont rely on a top up loan 12 months after i dont think it matters whether u pay on time or not it doesnt matter doesnt do you any favours they credit checked me and not my guarator veryyy confused