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★★★★★

“Excellent Advise For Most People”

written by on 15/01/2013

This site is very good and contains alot of useful information. Read the site and apply it to your "current" financial situation. By doing so you will find it very useful. Those that don't, have no hope if im honest.

Best section for me is the mortgage calculators as these save £1000's each year. This alone has already saved me 25k over a 3 year period. People with some level of financial understanding will be best suited to the site as you already know and are researching how to cut costs on everything.

The recommended credit card for example "capital one" has earnt my partner and I £360 this year. We opened a account each and used the cards to pay for everything. You must make sure you pay the balance in full each month to gain from this.

£320 with the Halifax bank switch. We have a joint account with NatWest. We then opened up 2 more accounts with NatWest then transferred over to Halifax leaving our joint account with natwest. We had no bills or standing order etc from the 2 new accounts with natwest. By changing bank we earnt £200 for doing this. Pay in £1500 per month and you get £5 per account totalling to £10 per month. Pay in £1500 into 1 account on the 3rd of every month then set up a standing order from the 2nd account to be paid into the 1st account on the 15th of every month. We do nothing but make free money and withdraw it at the end of a year. Thank you halifax.

I have found the forums a little disappointing but it doesn't bother me.

I wish you all good luck and dont give the banks your money.

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