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★★★★★

“Payday loan saved my bacon :)”

Written on: 05/09/2012 by SarahL81 (6 reviews written)

I have used this website for many years now after finding it to compare credit cards a while back. It was of great use to me then so I bookmarked it and now always have a look when I want some finance related assistance. I have since used it to switch energy suppliers and open a new current account as well as apply for travel insurance for my holiday last year.

I noticed last week that they now offer payday loans something that I have not seen on there before so must be a new offering. Now I'm strictly speaking quite strongly against the whole payday loan idea and think that it is reckless irresponsible lending and can encourage people to rack up debt that they will struggle to manage. However there is a viable use, a friend of mine advised me a while back that many city workers have been using payday loans to avoid bank overdraft charges. If you borrow a few quid for a week to avoid going overdrawn the overall cost is actually cheaper than paying the bank a £35 penalty.

The payday portal on this site takes your information and shows you an offer that matches your needs and you will be accepted for. Saves having to fill in loads of different forms and search all the different options.

All in all very pleased with this. Saved me £15 and will maybe look to use again if I am in this position again. I good example of savy use of products that would otherwise be terrible...