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★★★★★

“Debt and the way forward”

Written on: 31/07/2012

Since starting work I have always managed to get into debt. I guess I am to generous ! I was made Bankrupt in 1995 and thought that I would never owe money to anyone again. However in 2011 I entered into an IVA and have since offered a full and final settlement that was accepted. After starting the IVA, I then came across IVA.co.uk and have always found the experts and poster extremely helpful and positive. I have made some great friends via the frugal friends meetings that are organised . I only wish I had found the site sooner so that I had more of an idea of the IP that were around. I just went with an IP that one of my credit card companies recommended on the back of the statement. There is a massive amount of help on the forum, so please make a post and get to know us all, we dont judge and are always there to support you whatever you decide. Its a forum so no pressure from anyone. I have found it fantastic and post on the site as often as I can. I hope that I will be able to help you someday with any questions that you may have, or perhaps just a shoulder to cry on. You can rant all you like if you are unhappy with something we are always there for you, best wishes for your future Rich xx