Written on: 04/05/2012 by Togmae (3 reviews written)
Knew I was in deep problems when I finally kicked ex out, no wonder he stayed with me as I was the brilliant credit rating!! Yep, landed in my name over £55k of debt which I either stuck my head in the sand or faced up to it. Had some choices, Bankruptcy, IVA - spoke to a few of the other offers of help and one lad from Debt Free said quietly "please dont tell my company - but go to the CCCS - they may help you better". So I took his advice back in 2006 - CCCS were great - they need to know all details so dont be afraid to tell it! As if you dont you arent helping yourself. Once I had my initial long conversation with them when I hung up the phone, I felt so relieved that someone was going to help me face it. They worked out my budget - I couldnt believe they were going to give me an allowance for haircuts, wow what a luxury, but I had at the time two young schooling daughters so I had to accept. Not going to say it was an easy ride sticking to the budget, but I did - now with my PPI I reclaimed back I have cleared my debts. I cant thank the CCCS for their valuable help! Even though I am clear - I am still fighting to get my credit score back in line, this will probably tougher I guess.
Anyone out there please do not go to others that charge for their services as quess what you may be further into debt. Face the facts turn on the Light and sort the debt with CCCS help.