written by davidbsm on 26/03/2012
Despite the lending criteria set out on their website & the process to go through this, YBS DO NOT STICK TO THIS ADVERTISED POLICY. They always request - in my casevafter 2 1/2 weks intothe process - an SA302 HMRC form despite being given all the information that is stipulsted. This means I have now lost the property I have been trying to buy because of ther incompetence and blatant lies about application crieria. I am now faced with tryingbto reclaim my £800 application fee as well as finding a new property - mortgaged through a decent lender.