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“Best card to raise your credit score EVER!”

Written on: 07/01/2012 by londonboy21 (4 reviews written)

Found out about this card back in 2009, applied straight away.

3 months later I recieved an email to state my £5 payments each month were being reported to credit agencys.

I would adivse you top the card up with £60 then cut the card up. Then it just sits and does its work.

After 12 months the account finished, I checked my credit score and it had rose from 450 to 524. It appeared as a loan that was fully paid with no missed payments.

After the 12 months you get the chance to start the loan over again but I opted out as there are enough accounts on my credit file as it is, I don't want to seem to credit hungry to companys.

Also as a paid customer you get the option to take out small loans of up to £50 for 31 days which came in alot of use for emergencys, also if you have your wages paid in you can take out larger loans.