Reviews for Capital One Platinum Reviews

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Capital One Platinum
1.3 stars
Average rating for this product is: 1.3 out of 5

From 4 ratings and 49 reviews

Thumb down 18% of users recommend this product

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Capital One Platinum Reviews

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  • Stranded 27th Jan 2007

    Reviewer rating: 0 stars


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    Customer Service representatives do not know their products. If there is any opportunity for them to complicate a problem they seem to fall into it. All they know to say after major errors and lack of service is "I DO APOLOGIZE". They have no apparent training, no solutions and no clue as to what ...

  • teresamalmberg 5th Dec 2006

    Reviewer rating: 0 stars


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    For a large company, not to be accessible by phone is ridiculous. The aggravation that causes will create nothing but consumers switching from the Capital One credit card to another credit card company.

  • togo bevan 29th Nov 2006

    Reviewer rating: 0 stars


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    I applied for a Capital One credit card online; however, for some reason the result was not instant and had to be posted. When the result came through by post I was declined, despite an excellent credit history. I immediately contacted Capital One, and the result of an hour and a half conversation ...

  • jad314 17th Nov 2006

    Reviewer rating: 0.5 stars


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    I firmly believe they have provided me with the worst customer experience. If your card gets lost or stolen, it will takes weeks for them to replace it. Tomorrow will be two weeks to the day I reported my card stolen, and I have yet to receive my replacement. I have contacted customer service 4 t ...

  • jimmy10 Rank: Lance Corporal 22nd Aug 2006

    Reviewer rating: 0 stars


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    I thought I would use Capital One to establish credit. In almost two years I received my first statement this month. In the meantime I had a late payment waiting for my statement to come after the 10th time calling them about no statements. I purchased my home land contract because of lack of credit ...

  • wmbsaw 28th Jul 2006

    Reviewer rating: 1.5 stars


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    I received a credit card from Capital one without any hassle, but for excellent service they should be phone accessible. I am getting charged a late fee in error which I do not plan to pay because I have proof of payment before the due date.

  • Sarah Kathman 12th Jul 2006

    Reviewer rating: 0.5 stars


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    In an effort to cut down on our credit card balances, my husband and I went and refinanced our home, and we also got a line of credit from a REPUTABLE company, HFC/Beneficial Finance. I paid Capital One just over $3000. I then received a bill from Capital One, billing me with finance charges and ano ...

  • shdas 21st May 2006

    Reviewer rating: 0.5 stars


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    Capital One is a waste of time. I have only held one credit card in this country for just over 6 months, and my credit history is not bad either. Even then they offer ridiculously low limit credit cards, and when I called to talk to them (I would still continue to use the card for some time) they we ...

  • skyy99 21st Jan 2006

    Reviewer rating: 0 stars


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    Don't get the Capital One Platinum credit card for their rewards plan. It's horrible. They're point to flight/hotels etc. exchange is *at best* 1%. They don't publish this, so it's important to let folks know so they don't get burned (as I did).

    I bought 2 tickets on Southwest Airlines. One flig ...

  • karen hulse 18th Oct 2005

    Reviewer rating: 1 stars


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    Have just recievied my Capital One Platinum Credit Card no problems yet useing it only when I need to but I would suggest that if people should monitor their accounts online or by telephone instead of waiting for the bill to arrive people can be more in control of there own spending and not go over ...

LenderBalance Transfer RateBalance Transfer DurationPurchase RatePurchase DurationAPR  
Virgin Credit Card0.00%3 months16 months 2.98% or £3.00 fee3 months16.60%
BT Standard Credit Card0.00%3 months13 months 3.00% fee3 months16.90%
MBNA Platinum Plus Visa0.00%3 months13 months 2.90% fee3 months15.90%