Reviews for First Direct Internet Banking www.firstdirect.com Reviews

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First Direct Internet Banking www.firstdirect.com
3.3 stars
Average rating for this product is: 3.3 out of 5

From 10 ratings and 79 reviews

Thumb up 61% of users recommend this product

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First Direct Internet Banking www.firstdirect.com Reviews

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  • gravitino 28th Apr 2008

    Reviewer rating: 0 stars


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    I have just received my monthly statement. For each of the five days on which I exceeded my overdraft limit, first direct has charged me £25. Total charge: £125 Plus, of course, there's the debit interest -- just over £8. How can this have any relation to the costs that firs ...

  • Guest 15th Apr 2008

    Reviewer rating: 5 stars


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    I have banked with first direct for just over a year now and have found them to be provide excellent 24/7 customer service. Whenever I have contacted them, I have never been transferred to another department or operator which has certainly been the case with previous banks that I have banked with, a ...

  • Guest 10th Apr 2008

    Reviewer rating: 3.5 stars


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    I been with First Direct Online Bank for 16 years, and up until recently always thought they were great, but just recently they have moved the goal-posts a bit, like introducing an overdraft charge that kicks in when you go below zero in a 6 month period, where there was none before, and going back ...

  • Lioness72 Rank: Sergeant 3rd Apr 2008

    Reviewer rating: 0 stars


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    DISCRIMINATION.... I have never felt in my life that I am labelled as "working class" or "lower class". You just don't face that attitude often nowadays. I live in a nice village in my own house, divorced with two children. I feel proud what I have achieved in life. Upper class? Middle class? ...

  • Guest 28th Mar 2008

    Reviewer rating: 2 stars


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    Generally a nightmare. Joined expecting excempterary service, no different to any other bank except they raise your expectations to expect more.

  • Guest 27th Mar 2008

    Reviewer rating: 4.5 stars


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    I have banked with First Direct since 1993 and it is an excellent bank. Recently, as an executor of someone's will, I had contact with another bank and was reminded of the awful customer service I left all those years ago.

  • zoman 26th Mar 2008

    Reviewer rating: 4.5 stars


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    Been with First Direct Internet Banking www.firstdirect.com for 10 years and always found them good to deal with. Had only one screw-up which could have had disastrous consequences. Matter resolved swiftly (at Xmas time, too) and fees involved refunded. When I decided that I would like an explanatio ...

  • shlomitferguson 26th Mar 2008

    Reviewer rating: 1 stars


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    First Direct used to be an efficient bank in my opinion. Unfortunately it is only efficient at advertising itself and living off its past glory.

  • asdasd43asd 19th Mar 2008

    Reviewer rating: 0 stars


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    I am a British Citizen.I am on electoral poll.I have £40000 (annual) salaryNever missed a paymentI was rejected to open an account with First direct. They didn't tell me the reason.

  • wouldilie Rank: Corporal 13th Mar 2008

    Reviewer rating: 5 stars


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    I've been with First Direct a few years now and always found their phone service and people to be first class. Their on line account is reasonably intuitive to use though it could be more so. This is a bank where the staff actually comprehend what they are doing instead of following blind processes ...

LenderAccountDescriptionInterestAEROverdraft  
Overdraft RateOverdraft Limit
Alliance & LeicesterPremier Direct AccountEarn a great rate of 6% AER (fixed for one year) on balances up to £2,500.Monthly6.00%0.00%£2,000.00
Alliance & LeicesterPremier CurrentEnjoy Free annual multi-trip European travel insurance and earn 0.50% AER on balances up to £2,500.Monthly0.50%0.00%£2,000.00
NatwestNatwest Advantage Gold AccountEnjoy benefits worth up to £704 for just £12.95 a month. Including Mobile phone cover, Travel Insurance and even tailored rates on other Natwest products.Monthly0.25%18.49%n/a