32 Reviews for Providian Emerge Credit Card Reviews

max190e's review has yet to be rated - Be the first!
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I'm sorry to hear your stories. I've been with the Providian Emerge credit card for over 10 years! First it was FNANB Visa, then Fleet, and now eMerge. I called them in India, and they also hung up on me! They reported that I have all three cards on my credit report and I called to get it taken off ...

n1kio's review has yet to be rated - Be the first!
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I had been paying my Providian Emerge credit card off since I dropped their card several years ago. I was paying through a credit service. Emerge asked me to drop the credit service and I would not be charged interest on the balance remaining. They were to take out of my checking account the payment ...

On average, people found this review very helpful
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Just like many other people, I had a fleet credit card for a long time, and along came Providian Emerge, and with it came all the problems of having to deal with people in some remote place - no office to visit or a caring person to talk with.
For over Three months now I show a credit balance of ov ...

nevereveragain's review has yet to be rated - Be the first!
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My story is like everyone else's. I had two Providian credit cards, which I had to close because they kept charging me over the limit fees for items they were adding. I actually closed the last one mainly because of that. Not to mention they did not want to adjust the interest rate. To top it off, I ...

elizabeth738's review has yet to be rated - Be the first!
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Thanks to all of you who have written reviews about Providian.
I received two cards in the mail yesterday and decided to read reviews first.
After reading just a few I cut up the cards and threw them in the trash. Thank you for sparing me a BIG headache, I am very grateful.

On average, people found this review very helpful
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My story is like many others...had a card with another company for 9 years and then it was sold to Fleet. Within 7 months I had a brand new card called Providian Emerge Credit Card. They jacked my interest rate up to 29.9% and added a $100 annual fee that put me over the limit gifting them with an ...

mpozesny's review has yet to be rated - Be the first!
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I had a Fleet card for years, and was always taken care of. Providian Emerge came in and bought Fleet, and jacked up my interest rate without notification, and they basically told me I could take it or leave it. They have no customer service at all, and could not care less about your business. I p ...

On average, people found this review very helpful
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I had a MasterCard account that was sold to Providian Emerge, after I had closed the account. Imagine my surprise when I was informed that my "account" had been transferred. "What account, it's closed", is what I tried to get through to these people, but to no avail. Several times since then, I ha ...

leavemealone's review has yet to be rated - Be the first!
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I too have had a horrible experience with this Providian Emerge Credit Card. I never receive a letter indicating the account was sold. I found out trying to use my Fleet card, which was actually sold to Fleet Bank the year prior. I've had this account for 9 yrs and eventually had to close it when ...

not one penny's review has yet to be rated - Be the first!
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Like every one else, my story is the same. We had a Fleet credit card for over 15 years and it sold to Providian Emerge. We used it for a couple of months with problems but continued to use it since it was the only card we had. We used it twice one day for small purchases and tried to use it a t ...