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HSBC Student Account
1.5 stars
Average rating for this product is: 1.5 out of 5

From 1 rating and 28 reviews

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HSBC Student Account Reviews

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  • Guest 29th Dec 2007

    Reviewer rating: 0 stars


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    I have had my HSBC account for 3 years now, and barely use the account as it is not my main account (which is with Barclays). I did once take out £300 and had the Customer Service team calling me at 9pm a few days later saying that I need to pay money in....! I paid the money in very shortly a ...

  • dazman777 6th Dec 2007

    Reviewer rating: 3.5 stars


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    Earlier this year I needed to extend my HSBC Student Account overdraft in order to get a train ticket home, no problem the nice lady in the branch said.
    When my Internet banking broke, went to my local branch, helped me reset it and even helped me test it to make sure it worked. I needed to increas ...

  • Danny Gull 2nd Nov 2007

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    Endless list!!!! Every service a bank should provide was provided poorly by HSBC. Customer service was poor with long waiting times. Huge hassle to try and pay money in to my account and even more hassle to take money out. However, the worst sin they are guilty of is having NO flexibility in their o ...

  • millie07 20th Aug 2007

    Reviewer rating: 0 stars


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    I have been with HSBC for years and had not encountered any problems, so I thought that it would be best to stay with them whilst I was at uni and open my student account with them. My course is 3 years long, during the second year I had a couple of very small financial issues. The bank were so unsu ...

  • Toggi 13th Aug 2007

    Reviewer rating: 1.5 stars


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    I too have just graduated and discovered that I have to pay 9.9%AER as they have changed their graduate account policy...a month before the entire nation graduates (as of 31 May 07) convenient! This is proof in itself of their bad practices. If they are to change policies it should apply to new stu ...

  • loula2203 20th Jul 2007

    Reviewer rating: 0 stars


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    I graduated this month and got a leaflet for HSBC saying once my account changed to Graduate they would impose an interest charge of 9.9% overdrafts (very sly of them to give you one for £1750) I asked a branch when this would take affect - NO IDEA was the answer - I should have received a let ...

  • libraLEDX 3rd Jul 2007

    Reviewer rating: 0 stars


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    If you don't want your time wasted go elsewhere.

  • emloulou 29th Jun 2007

    Reviewer rating: 0 stars


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    DON'T SIGN UP TO HSBC! I found them unhelpful, they don't cater for people whose loans are spent on accommodation. Their overdrafts are low and you should expect a lot of cold calls from their office advising you to put more money into your account!

  • chronicsweetness 29th Jun 2007

    Reviewer rating: 1.5 stars


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    Really wish I had read the other reviews before I signed up with HSBC! Don't do it!

  • happy2004ever 25th Jun 2007

    Reviewer rating: 0.5 stars


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    HSBC is totally horrible! I applied literally 5 times for student account in HSBC but I received no replies at all! I applied through branch with my documents, sent them by mail and applied online but none of them gave me any response! When I finally called them up they told me if you did not receiv ...

LenderAccountDescriptionInterestAEROverdraft  
Overdraft RateOverdraft Limit
Alliance & LeicesterPremier Direct AccountEarn a great rate of 6% AER (fixed for one year) on balances up to £2,500.Monthly6.00%0.00%£2,000.00
Alliance & LeicesterPremier CurrentEnjoy Free annual multi-trip European travel insurance and earn 0.50% AER on balances up to £2,500.Monthly0.50%0.00%£2,000.00
NatwestNatwest Advantage Gold AccountEnjoy benefits worth up to £704 for just £12.95 a month. Including Mobile phone cover, Travel Insurance and even tailored rates on other Natwest products.Monthly0.25%18.49%n/a