129 Reviews for Aspire Visa Credit Card Reviews

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Aspire Visa Credit Card
1 stars
Average rating for this product is: 1 out of 5

From 14 ratings and 129 reviews

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Aspire Visa Credit Card Reviews

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  • schoen124 5th Mar 2007

    Reviewer rating: 4.5 stars


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    Overall, I think Aspire are a good choice if you are desperate. I have gone over my limit a few times and have always been able to recover. Their customer service has always been very good although, I think it gets routed abroad. I would recommend this card to anyone needing to improve their credit. ...

  • jadams 14th Feb 2007

    Reviewer rating: 0 stars


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    DO NOT USE THIS COMPANY!!

  • crebuilder 10th Feb 2007

    Reviewer rating: 5 stars


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    This credit card is like any other credit card. If you miss a payment or pay late you will have to pay fees. You can solve the problem of having to pay fees by not missing a payment or paying late.

    This is what you need to do in order to be successful with the Aspire Visa credit card. First of al ...

  • MACY 9th Jan 2007

    Reviewer rating: 0 stars


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    Getting the Aspire Visa was the biggest mistake I could have ever made! I'm only 21 years old, and I had I needed help as I had bad credit. When I received the invitation for a credit card from Aspire Visa, I thought it would truly help me re-establish some sort of credit. I made my payments on time ...

  • palmerrickie 5th Jan 2007

    Reviewer rating: 0 stars


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    Just out of college and already a credit card offer in the mail. I'll take it... and now two years later I am paying for it. I sent on time payments for the first year, then I went over the balance. The consistent parade of fees was overwhelming. I was trying to move and get my life started. I ...

  • ighani 16th Dec 2006

    Reviewer rating: 5 stars


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    It is good for bad credit, and they have standard policies. Unfortunately the APR is high, depending on your credit score.

    There is nothing special special about the Aspire Visa credit card, but for people like me, this is the only choice.

  • jengem 11th Dec 2006

    Reviewer rating: 0 stars


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    I will be cancelling my Aspire Visa credit card, just as many of the other users have. The customer service is terrible, and I cannot understand a thing they say. I have made payments, only to be charged so many fees, that it is out of control. I called one day to check my available credit, and I wa ...

  • mlovingood 6th Dec 2006

    Reviewer rating: 1.5 stars


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    This company has a real issue with sending statements. I call the customer service number and get connected to a foreigner with poor English, that I can barely understand, and I am told that my statements have been returned as an "invalid address". This is extremely odd, because I am able to recei ...

  • timg22 5th Dec 2006

    Reviewer rating: 4.5 stars


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    I would definitely say this is a good card for bad credit. Sign up for automatic payments from your checking account and watch your credit score rise. I was able to close out my Aspire Visa credit card account with one email to customer service, with no problems. For a "bad credit" credit card I ...

  • itallman 5th Dec 2006

    Reviewer rating: 2 stars


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    This credit card has helped to slightly improve my credit. This and www.creditinform.com have me in a position to vastly improve my credit profile. I want a lower rate, so I'll give Aspire Visa a call to see if that's possible.

LenderBalance Transfer RateBalance Transfer DurationPurchase RatePurchase DurationAPR  
Virgin Credit Card0.00%3 months16 months 2.98% or £3.00 fee3 months16.60%
BT Standard Credit Card0.00%3 months13 months 3.00% fee3 months16.90%
MBNA Platinum Plus Visa0.00%3 months13 months 2.90% fee3 months15.90%