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Written on: 08/04/2012 by aslan_the_wise (1 review written)
Plz i advise ppl not 2 get a argos card or any other sort of store care and if u do feel the need 2 get 1 then use them in extreme emergencies because the store companies encourage u to use them and to buy more expensive items and they will keep bumping up your credit limit so u will but more its fine if u can keep up with the agreed payments but as soon as u miss 1 they will come down on you with debt collectors and balliffs . I work for a debt advisory group and ive seen countless ppl coming… Read Full Review
Written on: 12/03/2012 by trebor57 (1 review written)
I have had my Argos Store Card for many years and not suffered a single problem. Every month my statement arrives without delay. The statements clearly show how much you have spent and how much you have paid. I have never had any problems with BNPL deals which I have taken advantage of many times. They make it quite clear that your BNPL purchase will be interest free if you pay the full balance before the BNPL end date. If the full amount is not paid by the end date interest will be charged… Read Full Review
Written on: 06/01/2012 by SRERecordingEntertainment (1 review written)
I don't no why people are saying its terrible it's bassicly there for me coz I dnt lke credit cards or bank cards so I have one to use in store as a bnpl scheme ... Any one who does min payments needs to review wat they are doin and it's there own fault they are puttin them selves into so much dept. use ur brains people and stop moaning… Read Full Review
Written on: 14/10/2011 by Kanie79 (1 review written)
Terrible, terrible, terrible service. Lines are supposed to be open until 8pm, this is not the case. Lose your card Friday evening, wait until Monday to report. You are responsible for £50 when used fraudulently. Ridiculous service, locked me out of My argos card account when I logged on to check my balance to see if used fraudulently. You have to ring to unlock. Ridiculous service… Read Full Review
Written on: 20/01/2011
Fine for buy now pay later on anything over 3 months. ABSOLUTELY TERRIBLE for purchases under £95. I was told that anything purchased for under £95 qualified for a 59 day buy now pay later. This was, however, completely untrue. It turned out to be 20days. I was on holiday when the statement was delivered and as I had been told I had 59 days to pay, had not arranged payment. Result= card I now cannot use, a £12 late fee and an arrears on my credit history. Customer services were abysmal and… Read Full Review
Written on: 29/07/2010
The argos card is good if you keep on top of your payment due dates. Anyone who falls foul of this really have themselves to blame. I have never paid intrest to argos. think about it, only use it if you think you can handle the payment when it comes round.
This said i think Argos are ruining the card service. When i first joined (around 8 years) i could put items on the card for over £295.00 and get 12 months intrest free. A few years back this was reduced to 9 months intrest free, with 12… Read Full Review
Written on: 13/07/2010
I buy now and pay before time and have had no problems and paid no interest. If you pay the minimum amount of course your going to pay thrugh the nose, any fool knows that don't they !!… Read Full Review
Written on: 11/06/2010
really awful...i suggest that no-one ever gets one!
i got this card because i was strapped for cash one xmas 4 years ago!
i was only able to make a minimum payment every month ...ive been doing that for 4 years and the balance has only gone down by £30 ! the interest is ridiculus! DO NOT GET ONE! Its the worst mistake ive ever made!… Read Full Review
Written on: 15/03/2010
I agree, no problems ever and the best BNPL's on the high street - FACT!
The apr isn't high for a "Store Card" at 27.9% but if you have a brain you would never pay interest as I don't, USE IT WITH A BNPL, SIMPLE!… Read Full Review
Written on: 15/03/2010
I don't know what you are all moaning about, I have always found the Argos Card to be great. I have had the card for about 7 years and never had any issues. The BNPL deals are what make the card and are why I have the card, they are great and I never pay any interest on anything I buy from Argos. Most of my friends and family have the card and have never had any issues either. Stop moaning and pay your bills on time and you won't go wrong!… Read Full Review
Written on: 05/03/2010
Argos never send their invoices out on time, I received my invoice for november a couple of days before my december one so payment was overdue & they charged me £12.00. I phoned them & was basically told it wasnt their problem I hadnt received it, if I had a problem to take it up with royal mail. The same thing has happened on several occasions & have never had this problem with anywhere else, so argos want me to believe that royal mail sit on my argos invoice for few weeks before me receiving… Read Full Review
Written on: 21/01/2010
Customer Services not helpful, in fact operator this morning was really stropey with me. I followed the automated service to pay and wanted to know where the payment would be allocated. Waited to speak to an operator but she would not tell me, very unfriendly too… Read Full Review
Written on: 28/12/2009
after using my argos card for over 4 years & always paying the balance in full i made a long journey to another argos store which was the only one to have the item i wanted only to be told when i tried to use my card that it had been cancelled. therefore a long wasted journey as i have never received a letter informing of this after contacting argos they say its because i no longer meet their criteria ie: probably cos i always pay in full & they are not making a load of interest which is a… Read Full Review
Written on: 17/11/2009
12POUND FOR LATE PAYMENTS VERY HIGH INTEREST AT 27.9… Read Full Review
Written on: 03/11/2009 by olass (1 review written)
Applied for this card when my washer broke, i got one straight away as i have no debt. When i used it,it gave me 6mths Interest Free Credit which is what i wanted, i set up payment on my online banking and paid as and when as long as its within the 6mths. Its great and use all the time now and pay it off asap. It works for me but i am very good with money.
Any credit/store cards are great as long as you pay off the full price within the specified time. Good luck… Read Full Review
Written on: 09/05/2009 by paulasmith012 (1 review written)
The Argos card was easy to apply for, and quite convenient. Or so we thought. We were offered 'buy now, pay 12 months later' scheme in September 2008. In February 2009, we started getting letters telling us the full balance was now due. We made a phonecall to Argos and I spoke to a very rude saleswoman who kept rather annoyingly repeating "you would have been told what the scheme was when you first took out the credit, it's not our mistake". After she repeated this, I kid you not, SIX… Read Full Review
Written on: 13/09/2008
The Argos store card is a good option if you can control your finances and are disciplined enough to ensure you pay the full balance before the end of the interest free periods. I have purchased a bed, sofa & laptop and always paid the balance before the interest is applied - would not recommend for people have are not on top of their finances as the interest that can be applied is astronomical… Read Full Review
Written on: 11/04/2008 by alvinlwh (31 reviews written)
I got my Argos Storecard back in 2005 with a credit limit of £150. Easy to get approved, just fill in some information online and I got it. The problem is I moved home very soon after getting the card and missed a few bills.
Before I knew it, I got a call from them telling me that my balance is now over £200, which is over the limit, meaning I get both late and over limit fees.
I quickly bring it below the limit and make weekly payments at the Post Office to clear the balance (which is… Read Full Review
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