Argos Store Card Reviews

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★★☆☆☆
2.1 / 5
80
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  • Ease Of Making A Payment

  • Customer Service

  • Value For Money

Summary

Compare the Argos Store Card today. Whether you are looking for a great interest rate or discounts off purchase, why not read or write reviews on the advantages and disadvantages of holding this card. Make comments and help others and yourself to shop around for the best store card avaiable.
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★☆☆☆☆

“Avoid at all costs”

Written on: 13/04/2014 by Roman461 (1 review written)

TERRIBLE CUSTOMER SERVICE, EXTREMELY HIGH INTEREST RATES, ONE LATE PAYMENT AND REFERRED TO INHOUSE DEBT COLLECTORS WITH A DEFAULT ON YOUR CREDIT FILE - WORST STORE CARD OUT THERE AVOID AT ALL COSTS - NOT WORTH IT UNLESS YOU CAN PAY IT OFF AND AVOID ANY INTEREST -BIGGEST MISTAKE EVER!!!!… Read Full Review

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★★★☆☆

“Ploease Help”

Written on: 05/04/2014 by selena07 (1 review written)

Hi can someone explain to me why i had to give argos my bank account details to apply for a store card ? And also if my application in unsuccessfull what happens to my details t.i.a… Read Full Review

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Hedgewitch78's Response to selena07's Review

Written on: 03/10/2014

They need your bank details to be able to perform the credit check... The details are kept on data base for a short time because it is an application for credit so it has to be kept for a certain period of time (a couple of months I think) although the banks details are not kept...then it is removed..hope this helps

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★★★★★

“great, can't go wrong unless you don't check first”

Written on: 05/04/2014 by MeghanDonovan (1 review written)

I have had so many items for so many family members on my Argos card and as long as they pay it off in time, its no problem, my dad paid late as he thought he had longer than he had and of course they charge you the interest from the date you purchased the item if the item isn't paid for in full by the end of by now pay later but of course that was his fault and and cannot blame Argos for that :)… Read Full Review

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★☆☆☆☆

“Terrible”

Written on: 07/03/2014 by Trevinonf235 (1 review written)

I just cancelled mine. I payed the outstanding balance a week ago... And today I received a letter asking me for owed money + £50 interest because the payment didn´t go through. Never again… Read Full Review

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★☆☆☆☆

“avoid at a;; costs”

Written on: 06/03/2014 by Angelique91 (1 review written)

horrendous experience with argos. online detail update failed, and resulted in 3 months of failed direct debit. unaware of this as they sent information to wrong address. Now have a default due to missing 3 payments of £15. will not remove default even though account has been cleared. customer service is awful. disgusting company!!… Read Full Review

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★☆☆☆☆

“Disgusting way to treat loyal customers”

Written on: 17/01/2014 by Angrybird200 (1 review written)

We have had an Argos Store card for a about 4 years and have made some fairly big purchases on it taking advantage for the 0% interest free payment plans they offer. Each time we have settled the payment plan in full before the interest free period ends and have not incurred any interest what so ever. Argos have now written to us to say our card is due to expire and have decided not to re-issue us with a new one. This policy apparently is based on things like usage levels !. This is… Read Full Review

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★☆☆☆☆

“Buy now pay later in more ways than one!”

Written on: 17/01/2014

I got an Argos card from the Lakeside store to purchase a Christmas present in Dec 2012. I was told that I would get 12 months interest free but would have to make payments ONCE this period ended with interest. Fair enough that it was I expected. After Christmas (Jan or Feb 2013) I phoned them to set up a direct debit so that the minimum payments would come out of my account in Jan 2014. Nothing had left my account by mid Jan 2014, so I am on the phone to their 'help' line. I was advised that a… Read Full Review

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★☆☆☆☆

“Useless and confusing”

Written on: 16/01/2014

Try there buy now pay later and you see what I mean.It's pointless to have one,you better off with regular cards… Read Full Review

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Lucy90210's Comment

Written on: 14/02/2014

Buy now pay later- for example 6 months buy now pay later, if you pay before the expire date on your statement it's great no interest, if you pay after the expire day you get charged the back dated interest, pretty simple to me I don't see why people find it so confusing and pointless

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★★★★★

“More than happy with it!”

Written on: 16/11/2013

I originally got the card when I needed a new dyson-buy now pay 6 months later....then a microwave and now Christmas presents! All have been buy now pay 3 months later- can't fault it....I get statements telling me which lurches are due by what date, I also keep a log In my diary so I can budget! As long as your keeping track of your spending I see no problem with using this card-been useful for me!… Read Full Review

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★☆☆☆☆

“Major rip off”

Written on: 12/11/2013

ALWAYS send bills sporadically Even on BUY NOW PAY LATER you still get charged interest if items are delivered a MONTH later Phone line to pay charges THE EARTH VERY quick to put on credit score late pay if only by a couple of days which is THEIR fault for sending the bill late MASSIVE INTEREST FEE DONT TOUCH IT!!!!!!!!!… Read Full Review

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★☆☆☆☆

“Horrible phone staff”

Written on: 09/11/2013

I have been with Argos card for a few years and always paid on time but due to not been well, didn't pay the full amount as didn't know it was due.. They charged me such a high amount of interest and had no consideration that I was a good customer and refuse to refund the interest. They store staff are always nice but they stuff and telephone staff are rubbish, they have no remorse and always see them self as right, whether you are a good customer or not. I am paying my full statement and… Read Full Review

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Lightship27's Comment

Written on: 06/01/2014

I was tempted to take card when ordering item.,.I cancelled order by email and Argos card .also. I've sent countless emails for both immediately after order. Today received only reply to say item dispatched Handy that when they have been ignoring me for days. When returned item money to Argos card .Not much use to me I refuse to ring them I;m going mental and very annoyed .Stay away is my strong advice

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★★☆☆☆

“phone service”

Written on: 28/10/2013

I have now called 2 times to try and get the account unblocked online so I can pay and have ended up more than an hour each time on hold waiting for someone to answer. If no one is going to answer why bother providing the service? Seriously dissapointed!!!… Read Full Review

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★☆☆☆☆

“EGOTISTICAL NASTIES”

Written on: 11/10/2013

My partner has one of these damn things, and was paying it off happily when one day FRS (DONT LET THEM FOB YOU OFF THEY ARE ARGOS/HOME RETAIL GROUP) by some arrogant prat called Faz (wouldn't provide his surname I wonder why). When I said about the change of income, statement of income was sent etc he said it didn't matter after the first 3 payments were received ON TIME and there was an arreas on the account of £34.38, then I asked how this was and he said its more now due to the £5 a month… Read Full Review

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★☆☆☆☆

“stay off these people”

Written on: 26/09/2013 by sandy007 (1 review written)

These are scamstres. Rubbish service. Please do not take this card. It is rip off. Unless if you have patience to read the small letters… Read Full Review

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★☆☆☆☆

“USELESS”

Written on: 20/09/2013

Will never use their store again! VERY poor customer service who send impersonal text messages to your mobile No option other than to call an 0845 telephone number DO NOT recommend… Read Full Review

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★★★★★

“Best thing in my purse”

Written on: 27/07/2013 by Gilliant23 (1 review written)

Iv been using Argos card for years and never had any problems, the statements are always clear, the payments on buy now pay 6 month are amazing, I get things for birthdays and Christmas on it and spread the payments to affordable amounts and no interest is added on, defo recommend this to anyone even if you can afford to but things straight away, having an Argos card is still a plus because everytime you use it and pay it back its good for your credit score… Read Full Review

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★☆☆☆☆

“Avoid Getting a Card absolute rubbish staff unhelpful too”

Written on: 24/06/2013 by Abbiea (1 review written)

I've had my argos card since December, 1st of all the item I bought was late and then when you get the statement instead of giving you the amount you have to pay to bring your account upto date they give you your min payment then in a little box at the side the amount in arrears meaning you have to work out yourself what needs paying not having realised this I've had 2 late payment fees, their statements are extremely unclear all I want to know is what I have to pay each month, I don't want to… Read Full Review

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★☆☆☆☆

“Avoid like the plague”

Written on: 21/05/2013

Me and my wife have had this card for 6 months, in this six months we have never been able to register the card online to check the balance, we have been working the balance out in our heads and the occasional very late monthly statement, we have called vanquis (the argos credit card is a rebranded vanquis card) on repeated occasions to try get to the bottom of not being able to register the card online and every time been told there is no problems on their end, only after escalating the a… Read Full Review

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★★★★★

“stupid imature ppl should not get argos cards”

Written on: 01/05/2013 by taralouise3988 (1 review written)

this card is brilliant to keep in your purse and use for emergencies and day to day items, your out and about in town you walk past the window there's a lovely table and chairs set on sale but you don't get paid till end of the month just pop it on your card same rule applies if your cooker packs in if your going to use it to shop for the fun of it wait till your plan is running out then frantically scrape the money together this is how you accumulate interest if you make regular small… Read Full Review

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★☆☆☆☆

“Beware Argos card statement cheats”

Written on: 04/04/2013 by rantover (1 review written)

I have a 12 month plan with my Argos card. My feb statement came with the first page 'your account at a glance' - minimum payment : 0 then the march statement came, they charged me 29% interest for the whole year and £12 for overdraft. Talked to a horrible staff - She said my payment plan ended sometimes in March - For any other credit card and payment plan I am using if the payment plan ends in march it should appear in the march statement and you pay after you receive that statement. On top… Read Full Review

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Lucy90210's Response to rantover's Review

Written on: 15/02/2014

The expire date for the plan is on page 2 of every single statement. So you got 12 statements showing the date it was due to be paid, how can you miss that? Don't think that's argos misleading really. You should always check all pages of a statement they don't print it for nothing

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