Argos Store Card Reviews

Click here if this is your business
★★☆☆☆
2.2 / 5
34% of users recommend this
Click here if this is your business
  • Ease Of Making A Payment

  • Customer Service

  • Value For Money

Summary

Compare the Argos Store Card today. Whether you are looking for a great interest rate or discounts off purchase, why not read or write reviews on the advantages and disadvantages of holding this card. Make comments and help others and yourself to shop around for the best store card avaiable.
? Ask our helpful community of experts about this product or company
Argos Store Card - Ask a question now

Media Gallery for Argos Store Card

Argos Store Card
Argos Store Card
Argos Store Card
Argos Store Card
Argos Store Card

Refine your search

Use the tools below to refine your search by only displaying reviews with a certain number of star ratings or to only show reviews from a certain time period. Eg click on '1 star' to just display the reviews we have which received a 1 star rating click or 'Within the last month' to display just reviews posted over the last month.

★☆☆☆☆

“Horrible phone staff”

Written on: 09/11/2013

I have been with Argos card for a few years and always paid on time but due to not been well, didn't pay the full amount as didn't know it was due.. They charged me such a high amount of interest and had no consideration that I was a good customer and refuse to refund the interest. They store staff are always nice but they stuff and telephone staff are rubbish, they have no remorse and always see them self as right, whether you are a good customer or not. I am paying my full statement and… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.

Lightship27's Comment

Written on: 06/01/2014

I was tempted to take card when ordering item.,.I cancelled order by email and Argos card .also. I've sent countless emails for both immediately after order. Today received only reply to say item dispatched Handy that when they have been ignoring me for days. When returned item money to Argos card .Not much use to me I refuse to ring them I;m going mental and very annoyed .Stay away is my strong advice

Reply to this comment
If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review Read 1 Comment
★★☆☆☆

“phone service”

Written on: 28/10/2013

I have now called 2 times to try and get the account unblocked online so I can pay and have ended up more than an hour each time on hold waiting for someone to answer. If no one is going to answer why bother providing the service? Seriously dissapointed!!!… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
★☆☆☆☆

“EGOTISTICAL NASTIES”

Written on: 11/10/2013

My partner has one of these damn things, and was paying it off happily when one day FRS (DONT LET THEM FOB YOU OFF THEY ARE ARGOS/HOME RETAIL GROUP) by some arrogant prat called Faz (wouldn't provide his surname I wonder why). When I said about the change of income, statement of income was sent etc he said it didn't matter after the first 3 payments were received ON TIME and there was an arreas on the account of £34.38, then I asked how this was and he said its more now due to the £5 a month… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
★☆☆☆☆

“stay off these people”

Written on: 26/09/2013 by sandy007 (1 review written)

These are scamstres. Rubbish service. Please do not take this card. It is rip off. Unless if you have patience to read the small letters… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
★☆☆☆☆

“USELESS”

Written on: 20/09/2013

Will never use their store again! VERY poor customer service who send impersonal text messages to your mobile No option other than to call an 0845 telephone number DO NOT recommend… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
★★★★★

“Best thing in my purse”

Written on: 27/07/2013 by Gilliant23 (1 review written)

Iv been using Argos card for years and never had any problems, the statements are always clear, the payments on buy now pay 6 month are amazing, I get things for birthdays and Christmas on it and spread the payments to affordable amounts and no interest is added on, defo recommend this to anyone even if you can afford to but things straight away, having an Argos card is still a plus because everytime you use it and pay it back its good for your credit score… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
★☆☆☆☆

“Avoid Getting a Card absolute rubbish staff unhelpful too”

Written on: 24/06/2013 by Abbiea (1 review written)

I've had my argos card since December, 1st of all the item I bought was late and then when you get the statement instead of giving you the amount you have to pay to bring your account upto date they give you your min payment then in a little box at the side the amount in arrears meaning you have to work out yourself what needs paying not having realised this I've had 2 late payment fees, their statements are extremely unclear all I want to know is what I have to pay each month, I don't want to… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
★☆☆☆☆

“Avoid like the plague”

Written on: 21/05/2013

Me and my wife have had this card for 6 months, in this six months we have never been able to register the card online to check the balance, we have been working the balance out in our heads and the occasional very late monthly statement, we have called vanquis (the argos credit card is a rebranded vanquis card) on repeated occasions to try get to the bottom of not being able to register the card online and every time been told there is no problems on their end, only after escalating the a… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
★★★★★

“stupid imature ppl should not get argos cards”

Written on: 01/05/2013 by taralouise3988 (1 review written)

this card is brilliant to keep in your purse and use for emergencies and day to day items, your out and about in town you walk past the window there's a lovely table and chairs set on sale but you don't get paid till end of the month just pop it on your card same rule applies if your cooker packs in if your going to use it to shop for the fun of it wait till your plan is running out then frantically scrape the money together this is how you accumulate interest if you make regular small… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
★☆☆☆☆

“Beware Argos card statement cheats”

Written on: 04/04/2013 by rantover (1 review written)

I have a 12 month plan with my Argos card. My feb statement came with the first page 'your account at a glance' - minimum payment : 0 then the march statement came, they charged me 29% interest for the whole year and £12 for overdraft. Talked to a horrible staff - She said my payment plan ended sometimes in March - For any other credit card and payment plan I am using if the payment plan ends in march it should appear in the march statement and you pay after you receive that statement. On top… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.

Lucy90210's Response to rantover's Review

Written on: 15/02/2014

The expire date for the plan is on page 2 of every single statement. So you got 12 statements showing the date it was due to be paid, how can you miss that? Don't think that's argos misleading really. You should always check all pages of a statement they don't print it for nothing

Reply to this comment
If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review Read 1 Comment
★☆☆☆☆

“Argos card services-joke!”

Written on: 29/03/2013

My mother passed away 3 months ago, I knew she had one of these cards but not how much debt she was in. Now, after contacting them with a letter that explained she passed away without a will or estate and a copy of the death certificate, they have shown their true compassionate side by writing to me, her son. They have passed her details onto a debt collection agency to recoup the money. First of all, she had no will or estate, secondly without a will there is no executor and finally I will let… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
★☆☆☆☆

“REFUND”

Written on: 07/02/2013 by zaedlo (2 reviews written)

Argos failed to deliver a sofabed/futon saying it was to large to get up the stairs and offered to send me a cheque as a refund on 28/01/2013. One week later I asked Argos where my money was, they again promised me a refund within 5 days. Today I received a voucher for the £306.44 they owe me. After my second complaint, I made it clear I would never shop in their store again, Why send a voucher. So far they have had my money for 7 weeks in all… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
★☆☆☆☆

“Don't get one”

Written on: 07/01/2013

I've been with Argos cards services for a while and have ran up a good debt due to financial problems, but I'm on a turn around at the moment and can transfer the balance to my new card at a lower rate. But Argos won't allow you to pay your balance off with a credit card either by payment or balance transfer. I would look for a credit card first and if they offer you theirs ask if they allow balance transfers before signing on the bottom line. In times like this I want to know why they insist… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
★☆☆☆☆

“Awful customer service”

Written on: 03/01/2013

I want to cancel my card it's proving near on impossible, I have the online facility to access card services of course no cancel option there! I rang was on hold for 40 mins still no pick up of phone so emailed to be told I need to call its ridiculous I rang again still no answer after half an hour emailed again requesting account closure again told to ring it's awful service won't be using them again that's if I ever manage to cancel!… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
★☆☆☆☆

“Dreadful Customer Service”

Written on: 01/12/2012

Four weeks after applying for an Argos card my wife and I are still waiting but have pretty much given up! The customer service has been unbelievably bad. Argos badly need to shake up their rude staff. Ringing them is pretty useless. Twice they have written to us, asking for more details which we have quickly supplied. The letters are brusque and rude even though we have only shown these people politeness and consideration. Most letters finish with something like, "Please answer this letter… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.

Samchung's Comment

Written on: 31/12/2012

I suspect that I may be about to have the same experience that you've described.

I've just been on the argos website to place a large order for furniture for the house that I'm about to move into. I was aware that buying with the argos card would give me a 12 month interest free period and so I applied for the credit.

According to the website, the decision should be immediate and so I could apply for the credit and buy the items at the same time. However, after submitting all the information they requested, the website responded that they will get back to me in a week's time!

The last time I'd applied for the argos card was 14 years ago when i was about to move to my current flat. They had declined my application even though I'd had several years credit history of paying off my credit cards every month and actually owned both flats that I was moving between.

I still pay off the full balance of my credit cards every month and now I own out right the flat I'm moving out of and the house I'm moving into.

I suspect that eventually if argos gets back to me, it will be with a rejection.

I wonder if argos is deliberately rejecting people with good credit histories because they want to use the interest free period to trap those people who are least likely to be able to pay off the balance?

I will not place my order with them unless they approve my credit application. I hope other people in similar situation will do the same and refuse to order unless their credit application is approved.

Reply to this comment
If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review Read 1 Comment
★☆☆☆☆

“Argos Store Card Refusal”

Written on: 07/11/2012

I applied online for a Argos Store Card, given full and true detsils only to be refused at the end, the best is yet to come.....I was offered a Argos Credit Card!!!??? The fact remains that I have the financial facilities to repay the amount on a store card in full in order not to inccur interest charges. I was referred to Experion to which nothing in the report show any descrepancies. All payments met and are being met,how do they decide a refusal and have the audacity to offer a Credit… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
★☆☆☆☆

“disgusting customer service!”

Written on: 26/10/2012

i've waited 3 weeks for my card and it is still not here! it took 2 days for my agreement to reach me which i signed and returned the next working day. i rang up earlier today to chase up my card and i was shouted at down the phone by some woman. i only asked how long my card was going to take! i think argos need to take a step back and improve their customer service! they are supposed to be known for their promptness and excellent customer service but i am afraid that has all gone out of the… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
★☆☆☆☆

“A joke”

Written on: 11/10/2012 by BabyRae (1 review written)

A few months back I went into the argos in airdrie retail park to my a bouncer for my 3 month old son. While I was at the check out the lady asked me if I would like to take out an argos card and explained the benefits of it. I payed for the bouncer cash in hand £24.99. Yesterday I recieved a letter from argos saying that I owed £24.99 on my card even though I have never used it. I phoned customers services and explained my situation but as u can guess they were absolutely useless and told me… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
★☆☆☆☆

“Total joke! Not clear agreement, no chance to get in...”

Written on: 28/09/2012

Total joke! Not clear agreement, no chance to get in touch with customer service, can't find out anything!… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
★★★★☆

“Really good!”

Written on: 23/07/2012 by Jayoh (1 review written)

Can't beleive all the people complaining about interest charges, obviously they are going to do this, any types of loans do, they can't give away stock for years until you can pay! If you pay the full balance within the buy now pay later period it's a really good option. I hate debt and don't have any but decided on a store card after we were left without some electricals after a break in- was easy to make payments and customer service were always nice with me :-)… Read Full Review

If you are commenting on behalf of the company that has been reviewed, please consider upgrading to Official Business Response for higher impact replies.
Report this review
overview