Have a picture of Capital One Classic?, please send it to us.
Picture courtesy of Nigel.
Review by
Tasheka11213
on 16th Apr 2006
User Rating : 2
Respect :
0
The Capital One credit card APR is way too high, and if you go over your limit once, or make a late payment once, then that's it! They'll give you the highest APR they can find, and they will not lower your APR until about a year or so later, which is very unfair.
Tasheka11213's full review | 54 words
Review by
robert credit
on 12th Apr 2006
User Rating : 0
Respect :
0
An item was bought using the Capital One credit card, but the item was not as described, and under section 75 of the credit act they are equally responsible. Even when provided with proof they ignored it without reason.
robert credit's full review | 53 words
Review by
shammymaid
on 9th Apr 2006
User Rating : 0
Respect :
0
I have been off work with sickness for a few months and have been paying off what I can on my Capital One Classic credit card. After many phone calls to India the interest is still running away with me.
I live in Sussex, and last week, DONT ASK ME HOW, Capital One rang my daughter asking if I was ...
shammymaid's full review | 85 words
Review by
maria87
on 3rd Apr 2006
User Rating : 8
Respect :
0
As an 18 year old, I needed to build my credit rating up. I decided to apply for a Capital One classic credit card to do so. I was given an instant decision online within one minute. After I applied, the credit agreement was sent quickly. Once I sent it back, I received my card a couple of weeks la ...
maria87's full review | 217 words
Review by
malteseman
on 30th Mar 2006
User Rating : 0
Respect :
0
The Capital One Classic Credit Card is a card for people who have bad credit or very low credit scores. It's rubbish!! They are kind of saying that no one else will touch you, so take it or leave it! I told my sister to leave it! if you miss a payment they harass you by telephone. I told my sister t ...
malteseman's full review | 94 words
Review by
DennisG
on 8th Mar 2006
User Rating : 0
Respect :
0
watch the interest that Capital One charge with balance transfers, as they deduct purchases before your balance transfer, so you will end up paying interest plus a 2% fee.
DennisG's full review | 39 words
Review by
DestinyandBuster
on 13th Feb 2006
User Rating : 10
Respect :
-1
Excellent customer service from Capital One Classic Credit Card. Excellent understanding of each customers specific needs. Best credit card company in my opinion and yes i have had others so can comment on my personal experience.
DestinyandBuster's full review | 51 words
Review by
o2guy
on 13th Feb 2006
User Rating : 8
Respect :
+1
The Capital One Classic Credit Card proved to be good for me. My credit rating was absolutely shocking due to shear stupidity when I turned 18 and was like a kid in a sweet shop, my fault but mistakes I paid dearly for with my credit rating. Anyway, I applied for one of their Classic cards on the "w ...
o2guy's full review | 411 words
Review by
fearlessflo
on 9th Jan 2006
User Rating : 10
Respect :
0
I have never had any problems with the Capital One Classic credit card. They increased my credit limit after 12 months with no problem.
fearlessflo's full review | 37 words
Review by
zellka
on 3rd Jan 2006
User Rating : 3
Respect :
0
Capital One are very slow to apply payments to accounts, often needing 4 to 5 days to apply credit.
Statements are sent very close to the due payment date, so if you are away, the payment is often late, which is in their favour.
They do supply money back on some credit cards however.
zellka's full review | 79 words
Would you like to see a review that's not being listed?
