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Capital One Classic Reviews

  • Review by
    David C222
    on 4th Jan 2007


    User Rating : 0
    Respect : 0

    The credit limit on the Capital One Classic Credit Card seems rather strange. Mine is £200. My other Visa has a limit of £5000 (I lost my wallet, and I can only use the Capital One card, currently). Why so low? And why can't I actually speak to anyone about it?
    David C222's full review
    | 183 words | 2 comments added.

  • Review by
    chorleyboy Rank: Lance Corporal
    on 7th Oct 2006


    User Rating : 2
    Respect : 0

    I used the card to open a betting account with Blue Square. I was transferring £5 into my betting account and I did this three times. I was then charged 3x £3 cash transactions. I sent an email and they responded by apologising, saying it should have been a purchase transaction, and they ...
    chorleyboy's full review
    | 135 words | 2 comments added.

  • Review by
    J Whittaker Rank: Corporal
    expert review Expert Review
    on 27th Sep 2006


    User Rating : 0
    Respect : 0

    I got the card in March 2006 to pay off an October 2006 holiday. Dividing the £2,000 debt with 10 months interest free credit was going to be a simple and easy payment of £200 per month by direct debit, or so I thought. The following month a £20 late payment fee was added to the ...
    J Whittaker's full review
    | 651 words

  • Review by
    Phantom132 Rank: Major
    on 20th Sep 2006


    User Rating : 1
    Respect : +2

    Their customer service is rubbish. I was going on holiday and wanted to have my card clear when I was away. I called the customer service number and spoke with a customer representative who I could not really understand. She told me I needed to make a payment of £120 to clear my card, which I ...
    Phantom132's full review
    | 162 words | 1 comment added.

  • Review by
    jonathan kelly Rank: Lieutenant-Colonel
    on 24th Jul 2006


    User Rating : 6
    Respect : 0

    I had seen adverts for the Capital One Master card everywhere. Deciding on applying for one was easy, as it would only be used in an emergency! I applied and opted for the payment protection plan as well. Interest is 2.248% a month, so it is a nice little earner for the Bank. My limit started at &po ...
    jonathan kelly's full review
    | 397 words

  • Review by
    DonkeykongUK
    on 24th Jul 2006


    User Rating : 5
    Respect : 0

    I've had my Capital One credit card for a good few years, and in that time I've managed to get my credit back on track. Firstly, I took the card because of bad credit in the past. I was never great with payment dates etc. Capital One however helped me with this. The charges for missing payment ...
    DonkeykongUK's full review
    | 127 words

  • Review by
    jpok1000 Rank: Lance Corporal
    on 10th Jul 2006


    User Rating : 2
    Respect : 0

    I would not recommend a Capital One credit card as they are far too keen to slap charges and interest on to your account if you was slightly over the credit limit. Also, when you call customer service you can barely understand a word that they are saying as they don't speak very good English.
    jpok1000's full review
    | 64 words | 1 comment added.

  • Review by
    Luluturk83 Rank: Lance Corporal
    on 5th Jul 2006


    User Rating : 5
    Respect : 0

    CI needed a credit card for things like internet purchases, and at the time Capital One was my only option, and I must agree that if you do have a bad credit history, then this card will help to rebuild it, as long as you make sure you make your repayments on time. It's not as bad as the Vanquis car ...
    Luluturk83's full review
    | 157 words

  • Review by
    o2guy Rank: 2nd Lieutenant
    on 11th Jun 2006


    User Rating : 3
    Respect : 0

    I have had a Capital One credit card for about a year. I made full payments every month without fail, and now, for the first time, I forgot to pay, so they have slapped a £20 charge on me for going overdue, and that has now sent me £6.50 over my credit limit, so no doubt they are going t ...
    o2guy's full review
    | 184 words

  • Review by
    troubleupnorth
    on 18th Apr 2006


    User Rating : 1
    Respect : 0

    I just found out when I tried to go online to make a payment, that Capital one sold my account to someone else, and they said they can't even pull up the history!! They gave me a number to call, which when I do, answers as Capital One, but they are not Capital One. They cannot access all of my inf ...
    troubleupnorth's full review
    | 141 words


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