Reviews for Egg Credit Card Reviews

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Egg Credit Card
1.3 stars
Average rating for this product is: 1.3 out of 5

From 8 ratings and 74 reviews

Thumb down 19% of users recommend this product

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Egg Credit Card Reviews

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  • Guest 5th Feb 2008

    Reviewer rating: 0 stars


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    If you have one of these cards, keep your own records so that you know where your balance is, because even when all your transactions are shown, the balance they give is often wrong. If you act on this balance, thinking you have credit left and go over your limit, you will at first get "customer se ...

  • dontconme 4th Feb 2008

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    1p interest being applied to an online transaction which was then rounded up to 50p. I paid the 1p interest immediately but the next month a "minimum finance charge of 50p" appeared. All this for several years loyal custom!

    No benefits despite several years custom. Poor customer service. Would n ...

  • Martin D 2nd Feb 2008

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    It does not matter that you are a good customer with an excellent credit record. They are only interested in customers they can make easy money out of by charging low interest rates then hiking them. There are other products out there that are as good if not much better and fairer.

  • hARRISNM Rank: Lance Corporal 2nd Feb 2008

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    When Citibank took over, my interest rate was hiked to 21.9% and within 6 months I received a letter stating that my account was being closed. I have a balance but have always paid a minimum of 40% of the minimum payment and by direct debit hence never missed a payment. Not recemmended!!!!!!!!!!!!!! ...

  • Guest 2nd Feb 2008

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    I have 35 days left before my agreement ends. I would have recommended them to anyone yesterday - now I only feel contempt towards them

  • Petsav 1st Feb 2008

    Reviewer rating: 0.5 stars


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    Has anybody else had my experience?.Having run a satisfactory Egg Card for many years and having a first class credit record, Egg has just informed me they are terminating my account because my profile is not what they want. As I pay off the balance each month and thus pay no interest I assume that ...

  • MACH13 1st Feb 2008

    Reviewer rating: 0.5 stars


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    Rec'd a letter informing of account closure within 35 days!
    Been with these guys for over 8 yrs

    No reasons given other than a general risk analysis

    Whats the risk I asked?
    After many vague and generalised stock responses from customer services decided to check my own credit rating.

    No issues at a ...

  • M0zez 1st Feb 2008

    Reviewer rating: 0.5 stars


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    I received a letter from Egg 1/2/08 informing me that since they were taken over by the Citi Group, Citi had reviewed all of Egg's portfolio with the following criteria: History of Egg account management and your credit reference and I had now breached term 20.2. I was given 35 days notice (5 more ...

  • benregis Rank: Lance Corporal 1st Feb 2008

    Reviewer rating: 1 stars


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    I moved a balance from another credit card across to Egg to make the most of their introductory rate. I've paid on time by direct debit every month, never missed a payment and never gone over my credit limit. The interest rate, naturally, went up after the initial period - fair enough, but then, lik ...

  • lbarnes22 5th Jan 2008

    Reviewer rating: 0.5 stars


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    Very poor communication from EGG. If you go over your limit they charge you '16. They phone and tell you how much to pay to keep you within your limit, however on three occasions I have paid the amount asked by telephone operator only to find this was not enough and I have been charged the followin ...

LenderBalance Transfer RateBalance Transfer DurationPurchase RatePurchase DurationAPR  
Virgin Credit Card0.00%3 months16 months 2.98% or £3.00 fee3 months16.60%
BT Standard Credit Card0.00%3 months13 months 3.00% fee3 months16.90%
MBNA Platinum Plus Visa0.00%3 months13 months 2.90% fee3 months15.90%