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Written on: 01/09/2012
I am currently seeking IVA advice 're bad debts. I contacted Andy Davie of Vincent Bond. Andy has been absolutely fantastic with his advice, discretion, and expert knowledge. He was able to answer all my questions in detail appearing to leave no stone un-turned. Andy has been so extremely helpful in guiding me and quashing my fears. I am now looking at beginning the IVA process asap and after continual reassurance feel Andy is the right person to guide me through this. Fingers crossed I see… Read Full Review
Written on: 01/08/2012 by damianBoulton (1 review written)
IVA is a good way to pay your debts, when it all seems to have got out of hand. I allows you to live on a reasonable income and pay a lump sum to a handler for your creditors. Although it can take a few years and you cannot get any credit (except car ins) while you are on it. I have recently had to take what they call a an IVA holiday because my car broke down and needed some very expensive repairs, but I was allowed to knock my payments down to a third for six months to pay for it… Read Full Review
Written on: 31/07/2012
If you ever need any help to do with debt management plans bankruptcy or iva`s this is the site for you! Free help from application to completion and beyond. Kind caring forum with IPs and other people in the same situation as yourself. Dont struugle alone. The site is a lifeline. There is always someone online to help or point you in the right direction. in a word Brilliant!… Read Full Review
Written on: 31/07/2012
Since starting work I have always managed to get into debt. I guess I am to generous ! I was made Bankrupt in 1995 and thought that I would never owe money to anyone again. However in 2011 I entered into an IVA and have since offered a full and final settlement that was accepted. After starting the IVA, I then came across IVA.co.uk and have always found the experts and poster extremely helpful and positive. I have made some great friends via the frugal friends meetings that are organised . I… Read Full Review
Written on: 31/07/2012
IVA.co.uk is a fantastic site offering great support for people - just starting their journey to debt freedom, to part way through and at the end of their journey. Support from forum experts is absolutely essential and provides clear guidance and comfort to posters that have asked many questions. Having professionals signed up to the forum enables posters to seek expert advice. Such a vast array of questions and answers gives on-lookers opportunity to help progress their own journey to debt… Read Full Review
Written on: 27/07/2012
I found this site a few years ago when I was trying to find out details of a debt collector that was hounding me. It is an excellent site involving professional IP's, debt advisors and lay people from all walks of life and with various experiences of debt and solutions. It is daunting to admit you have problems and to post on a public forum but you're always assured of a warm welcome from everyone. Somebody will always know the answer to whatever question is asked and there is a very good… Read Full Review
Written on: 22/05/2011
I visited IVA.co.uk before deciding upon which financial option to take, and still continue to use it now. We needed help and advice, preferably from people who were going through the same difficulties we were. So having pretty much stumbled across IVA.co.uk we found it full of advice from people in our situation and from professionals. Any questions are answered promptly.
I feel one of the best things about it is that other users are non- judgmental; all are made to feel welcome, and it's… Read Full Review
Written on: 19/05/2011 by Pandy2 (1 review written)
I have been visiting iva.co.uk for over a year now, the advice I have received has been excellent and the support from the other posters is fantastic, no-one is made to feel bad for the situation they have found themselves in and no question is to trivial.
Newcomers are welcomed and help offered to all. The experts are always around at all times of the day and night and the mentors know a huge amount of information so you can guarantee that any advice given is correct and true.
It is the one… Read Full Review
Written on: 18/05/2011
I use the site primarily as a non participant. The reason I go there is for the support it gives me to see others in the same situation with such a positive outlook. I am nearing the end of my IVA and it has been so hard at times but the comments help me to see the goals and the light at the end of the tunnel. Also when I have had worries about an overtime issue etc. the site has helped me to see that my IVA company will always deal fairly and this has been a great help as both my wife and I… Read Full Review
Written on: 17/05/2011
I was recommended to look at IVA.com by a friend when I was considering an IVA myself. I was immediately struck by the amount of great advice and support that I found on the site. It can be so confusing trying to find the best option for getting out of debt and I had so many questions that needed answering. The experts here were able to give important and impartial advice which answered all my questions and put my mind at rest. I would recommend anybody who was considering an IVA to come here -… Read Full Review
Written on: 17/05/2011
Having found myself in financial difficulty recently, I have been trying to avoid the consequences and basically burying my head in the sand.
Eventually it got to the point where I could no longer handle the pressure on my own and I sought out advice. I wanted to find an alternative to going down the bankruptcy route and so I contacted a number of organisations including IVA.co.uk who I have found to be helpful and understanding, at a time while I was feeling emotionally and physically… Read Full Review
Written on: 16/05/2011
Similar to other reviewers here, I had been having difficulty getting good advise on how to deal with some debt problems I appear to have gotten myself into recently. There are many sites and companies offering advise, but tended to focus heavily on only 1 option or had their own agenda. Not wanting to go down the bankruptcy route, this site has been an invaluable source of help and advise to give me alternative options, especially due to the forum where you can ask others questions and gain… Read Full Review
Written on: 16/05/2011
I think this is a brilliant site it helped me make the best decision I ever made and get my life back on track, I owe this site a lot!
About 3/4 years ago I found this site when I was getting more and more depressed with my debt situation I didn't know want to do and the advice and support I got off of here was brilliant. There are people on here who are in the same situation and who have also been in the situation and come out the other side, plus the experts on here always help with their… Read Full Review
Written on: 16/05/2011 by FoggyBrain (3 reviews written)
I entered into an IVA before discovering this forum, but wish it was the other way around. The advice I found there has been invaluable and the support second to none.
Had I discovered the forum earlier I would, no doubt, have used one of the resident experts there for my IVA, having found them to be incredibly supportive and ever eager to help.
Best of all it has given me the opportunity to discuss the IVA with others who have been through the same situation, to discover I wasn't alone and to… Read Full Review
Written on: 16/05/2011 by flow13 (1 review written)
I first found the forum when I needed some advice regarding our IVA. I have now been a member for over 3 years, and am coming to the end of the IVA.
I don't think there is anything I dislike about the site. Everyone I have spoken to has been supportive, and the information I have been able to extract from the website has been excellent.
I would definatley recommend the site to other people. I don't know what we would have done if we hadn't found the website.
I think the main strength… Read Full Review
Written on: 16/05/2011 by Tina Shortland (1 review written)
As a regular expert poster on the site's forum I believe the iva.co.uk website is nothing short of a lifeline to people struggling in debt. It gives them both expert advice about all aspects of debt issues and the personal support necessary in dealing with the negative impact of being in debt. With the site being available constantly 24/7 it is a place where people can go for help and encouragement even at early hours of the morning when some cannot sleep due to the stress they are under… Read Full Review
Written on: 16/05/2011
I'd been having difficulties with various creditors and had got into a mess with a number of payday loans and didn't know where to turn. Having spoken to one debt assistance company but not feeling too confident with them (I'm a big believer in following my gut instincts!) I tried online and found IVA.com.
The people on the forum were brilliant and gave me lots of really helpful advice. Several people suggested I contact Andy Davey at Vincent Bond and I was lucky enough to speak to him for… Read Full Review
Written on: 15/05/2011 by Melanie Giles (1 review written)
I am one of the expert posters on the site, and there is not a day when I don't come away learning something new - sometimes techncial from the other experts, but generally and most importantly about how personal insolvency can affect our friends, families and colleagues. This is one of the most warmest and friendliest sites on the internet, where you can meet a friend for life or just pop in for some short-term help from the resident experts. After all not all insolvency practitioners work… Read Full Review
Written on: 14/05/2011
i have known about this site for a while and have found it very useful in answering pretty much any question i have ever had. We nearly had to go into an IVA a few years ago when our business was struggling, but the advice and support on the forum was amazing. Not only are there experts telling you all the do's and don't, but there are also people who are in IVAs now who are really supportive. Hopefully i will never actually have to do an IVA, but if i do, i think this site would be a lifeline… Read Full Review
Written on: 11/05/2011 by dcdrac (1 review written)
IVA.co.uk is a very freindly place with a good range of experts and fellow debt sufferers, it is very a very supportive website and forum which is essential to anyone in debt becasue it can be very lonely and frigthening.
I regard it as an esential service and resource and would reccommend it to anyone facing debt issues… Read Full Review
As rated by our community of reviewers
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Written by MelissaEdwards1974