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Written on: 18/09/2012 by Alijon (1 review written)
I got myself slowly into debt - in fact i was in more debt than i initially thought - being a single working mum to two children and a home owner things escalated out if my control - I had to do something. I was terrified of initialising the conversation about my debt but once this was done I felt totally relieved. The friendly, understanding IVA people took me through the procedure step by step and were there 24/7 to answer questions and stop me from worrying. It took only a few weeks to… Read Full Review
Written on: 18/09/2012 by mickyblueeyes78 (1 review written)
having struggling with debt for a while we originally signed up to a debt management plan with a different company, at the time we wanted advice on an iva but were told we couldnt as we owned two houses- one a rental..after reading reviews on the iva website forum we decided to contact vincent bond and were told we could apply for an iva despite owning a rental property. having a large family and large debts which would of taken us many many years to clear with the debt management plan we… Read Full Review
Written on: 18/09/2012
If you are struggling with major debts, please do read everything you can about how to get out of this difficulty, I was advised that the IVA was the best route to go down, creditors would accept the reduced payments and that after 5 years everything would be settled. Not in my case I was paying fees to a firm that only passed on a percentage to the creditors, I was still having to pay out every month the firm arranging the IVA and each time I gained extra money I had to declare it so this… Read Full Review
Written on: 18/09/2012
I was anxious about going through with an Iva but upon speaking with Andy I felt like there was a solution to my problems. It is not an "easy" process and takes about 8 weeks but Vincent bond were always available and correspondence was easy to understand once you have gone through the process though all I can say is what a relief and Thankyou to Andy for his help… Read Full Review
Written on: 18/09/2012 by BandDnorthants (1 review written)
After losing my job and with debts spiralling out of control, we decided to contact Vincent Bond for advice. This was not an easy decision at the time as we have never needed financial help before and we are proud people - but needs must as they say. Although sceptical we listened to what they had to say and now we're almost a year into our IVA and looking forward to being debt free. The initial advice was free from people that had personal experience - it was therefore relevant - and most… Read Full Review
Written on: 02/09/2012
Right from the very start vincent bond could not have been more helpful nothing was to much trouble telephone calls and emails were answered instantly tracy hopkins and indra weight have been absolutely brilliant all the way through it's been a massive weight lifted of our shoulders knowing we will be debt free at the end of the iva my advice to anyone who is struggling with debt don't run away from it and contact vincent bond and there team and you will see the light at the end of the tunnel… Read Full Review
Written on: 01/09/2012
I am currently seeking IVA advice 're bad debts. I contacted Andy Davie of Vincent Bond. Andy has been absolutely fantastic with his advice, discretion, and expert knowledge. He was able to answer all my questions in detail appearing to leave no stone un-turned. Andy has been so extremely helpful in guiding me and quashing my fears. I am now looking at beginning the IVA process asap and after continual reassurance feel Andy is the right person to guide me through this. Fingers crossed I see… Read Full Review
Written on: 01/08/2012 by damianBoulton (1 review written)
IVA is a good way to pay your debts, when it all seems to have got out of hand. I allows you to live on a reasonable income and pay a lump sum to a handler for your creditors. Although it can take a few years and you cannot get any credit (except car ins) while you are on it. I have recently had to take what they call a an IVA holiday because my car broke down and needed some very expensive repairs, but I was allowed to knock my payments down to a third for six months to pay for it… Read Full Review
Written on: 31/07/2012
If you ever need any help to do with debt management plans bankruptcy or iva`s this is the site for you! Free help from application to completion and beyond. Kind caring forum with IPs and other people in the same situation as yourself. Dont struugle alone. The site is a lifeline. There is always someone online to help or point you in the right direction. in a word Brilliant!… Read Full Review
Written on: 31/07/2012
Since starting work I have always managed to get into debt. I guess I am to generous ! I was made Bankrupt in 1995 and thought that I would never owe money to anyone again. However in 2011 I entered into an IVA and have since offered a full and final settlement that was accepted. After starting the IVA, I then came across IVA.co.uk and have always found the experts and poster extremely helpful and positive. I have made some great friends via the frugal friends meetings that are organised . I… Read Full Review
Written on: 31/07/2012
IVA.co.uk is a fantastic site offering great support for people - just starting their journey to debt freedom, to part way through and at the end of their journey. Support from forum experts is absolutely essential and provides clear guidance and comfort to posters that have asked many questions. Having professionals signed up to the forum enables posters to seek expert advice. Such a vast array of questions and answers gives on-lookers opportunity to help progress their own journey to debt… Read Full Review
Written on: 27/07/2012
I found this site a few years ago when I was trying to find out details of a debt collector that was hounding me. It is an excellent site involving professional IP's, debt advisors and lay people from all walks of life and with various experiences of debt and solutions. It is daunting to admit you have problems and to post on a public forum but you're always assured of a warm welcome from everyone. Somebody will always know the answer to whatever question is asked and there is a very good… Read Full Review
Written on: 22/05/2011
I visited IVA.co.uk before deciding upon which financial option to take, and still continue to use it now. We needed help and advice, preferably from people who were going through the same difficulties we were. So having pretty much stumbled across IVA.co.uk we found it full of advice from people in our situation and from professionals. Any questions are answered promptly.
I feel one of the best things about it is that other users are non- judgmental; all are made to feel welcome, and it's… Read Full Review
Written on: 19/05/2011 by Pandy2 (1 review written)
I have been visiting iva.co.uk for over a year now, the advice I have received has been excellent and the support from the other posters is fantastic, no-one is made to feel bad for the situation they have found themselves in and no question is to trivial.
Newcomers are welcomed and help offered to all. The experts are always around at all times of the day and night and the mentors know a huge amount of information so you can guarantee that any advice given is correct and true.
It is the one… Read Full Review
Written on: 18/05/2011
I use the site primarily as a non participant. The reason I go there is for the support it gives me to see others in the same situation with such a positive outlook. I am nearing the end of my IVA and it has been so hard at times but the comments help me to see the goals and the light at the end of the tunnel. Also when I have had worries about an overtime issue etc. the site has helped me to see that my IVA company will always deal fairly and this has been a great help as both my wife and I… Read Full Review
Written on: 17/05/2011
I was recommended to look at IVA.com by a friend when I was considering an IVA myself. I was immediately struck by the amount of great advice and support that I found on the site. It can be so confusing trying to find the best option for getting out of debt and I had so many questions that needed answering. The experts here were able to give important and impartial advice which answered all my questions and put my mind at rest. I would recommend anybody who was considering an IVA to come here -… Read Full Review
Written on: 17/05/2011
Having found myself in financial difficulty recently, I have been trying to avoid the consequences and basically burying my head in the sand.
Eventually it got to the point where I could no longer handle the pressure on my own and I sought out advice. I wanted to find an alternative to going down the bankruptcy route and so I contacted a number of organisations including IVA.co.uk who I have found to be helpful and understanding, at a time while I was feeling emotionally and physically… Read Full Review
Written on: 16/05/2011
Similar to other reviewers here, I had been having difficulty getting good advise on how to deal with some debt problems I appear to have gotten myself into recently. There are many sites and companies offering advise, but tended to focus heavily on only 1 option or had their own agenda. Not wanting to go down the bankruptcy route, this site has been an invaluable source of help and advise to give me alternative options, especially due to the forum where you can ask others questions and gain… Read Full Review
Written on: 16/05/2011
I think this is a brilliant site it helped me make the best decision I ever made and get my life back on track, I owe this site a lot!
About 3/4 years ago I found this site when I was getting more and more depressed with my debt situation I didn't know want to do and the advice and support I got off of here was brilliant. There are people on here who are in the same situation and who have also been in the situation and come out the other side, plus the experts on here always help with their… Read Full Review
Written on: 16/05/2011 by FoggyBrain (3 reviews written)
I entered into an IVA before discovering this forum, but wish it was the other way around. The advice I found there has been invaluable and the support second to none.
Had I discovered the forum earlier I would, no doubt, have used one of the resident experts there for my IVA, having found them to be incredibly supportive and ever eager to help.
Best of all it has given me the opportunity to discuss the IVA with others who have been through the same situation, to discover I wasn't alone and to… Read Full Review
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