IVA Reviews - www.iva.co.uk

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★★★★★
4.9 / 5
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★★★★★

“No More Worries”

Written on: 20/09/2012 by SHibbins (1 review written)

I am now in my second month of paying my IVA, thanks to Andy Davie, who helped me start this path of getting worry free from a huge financial burden. I am now able to come out from under the stress of not knowing where to turn or who to turn to. Andy Davie was very personable, helpful and never judgemental, which made the whole process easier to cope with. Thank you… Read Full Review

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★★★★★

“So Glad We Did It!”

Written on: 19/09/2012

I have to admit to being less than keen to investigate the idea of an IVA as we had already gone down the route of a DMP with another company but this hadn't worked out. Hubby pushed for an IVA and started the ball rolling, however once we had started the process i soon realised how beneficial this would be. Andy Davie at Vincent Bond was fantastic, he went through the whole process with us fully and explained everyhing thoroughly. We are now almost 2 years in and haven't looked back… Read Full Review

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★★★★★

“Thank God!”

Written on: 19/09/2012

I was in a bit of a state and after talking to Andy Davie at Vincent Bond my fears were allayed and such a weight was lifted off my shoulders that it is incomparable. I would recommend him for advice any day and have in fact have done so to 3 people I know. In essence, it was the best decision I made in respect to sorting out my financial woes. Today, I am in my second year of my IVA and I hardly notice the payment going off every month. I cannot believe that things were once so out of… Read Full Review

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★★★★★

“so helpful-no problems!!”

Written on: 19/09/2012

the staff were incredably helpful & understanding.they explained things & went through all our outgoings with us.at no point were we made to feel shameful about the situation we'd ended up in.we didnt want to go down the bankrupcy route if we could help it,& they went through various ther options-& mutually an IVA was agreed upon… Read Full Review

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★★★★★

“Light at the end of the tunnel”

Written on: 19/09/2012

Everyone I spoke to or wrote to was very helpful. It was like escaping from a swamp of debt that was gradually sucking one's life away. I hope that I never have to recommend the service to my friends but if they asked I would give a glowing reference… Read Full Review

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★★★★★

“A LEAP OF FAITH !”

Written on: 19/09/2012

You may think that "A leap of Faith" is an unusual title, but that is exactly how I felt at my time of greatest need. There is a myriad of options on the internet and to put it simply - WHO DO YOU CHOOSE FOR HELP? I took this leap of faith with Indra Weight of Vincent Bond & Co and I am glad that I did. Here is a summary of my experience. Having a level of debt that you cannot control can be a very painful existence. Financial stress can soon morph into physical & emotional stress which can… Read Full Review

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★★★★★

“Black cloud lifted of our shoulders”

Written on: 18/09/2012 by Winnishan82 (1 review written)

So glad we did an IVA. We have 2 young children and had just moved into a new house Which needed a total revamp. Over the years we slowly sank deeper. We started getting on top Of things then we have car problems and then our tax credits stopped which was a huge blow That's when we made the call. Life seems so much brighter now it's all sorted. I worried about getting the phone Calls from our creditors. The IVA wimple were always on hand with any questions I had which was Lots but they never… Read Full Review

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★★★★★

“The best thing I've ever done!”

Written on: 18/09/2012 by Alijon (1 review written)

I got myself slowly into debt - in fact i was in more debt than i initially thought - being a single working mum to two children and a home owner things escalated out if my control - I had to do something. I was terrified of initialising the conversation about my debt but once this was done I felt totally relieved. The friendly, understanding IVA people took me through the procedure step by step and were there 24/7 to answer questions and stop me from worrying. It took only a few weeks to… Read Full Review

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★★★★★

“now have light at the end of the tunnel :)”

Written on: 18/09/2012 by mickyblueeyes78 (1 review written)

having struggling with debt for a while we originally signed up to a debt management plan with a different company, at the time we wanted advice on an iva but were told we couldnt as we owned two houses- one a rental..after reading reviews on the iva website forum we decided to contact vincent bond and were told we could apply for an iva despite owning a rental property. having a large family and large debts which would of taken us many many years to clear with the debt management plan we… Read Full Review

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★★★☆☆

“IVA Make sure”

Written on: 18/09/2012

If you are struggling with major debts, please do read everything you can about how to get out of this difficulty, I was advised that the IVA was the best route to go down, creditors would accept the reduced payments and that after 5 years everything would be settled. Not in my case I was paying fees to a firm that only passed on a percentage to the creditors, I was still having to pay out every month the firm arranging the IVA and each time I gained extra money I had to declare it so this… Read Full Review

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★★★★★

“Perfect took all my stresses away!”

Written on: 18/09/2012

I was anxious about going through with an Iva but upon speaking with Andy I felt like there was a solution to my problems. It is not an "easy" process and takes about 8 weeks but Vincent bond were always available and correspondence was easy to understand once you have gone through the process though all I can say is what a relief and Thankyou to Andy for his help… Read Full Review

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★★★★★

“Just a word of thanks”

Written on: 18/09/2012 by BandDnorthants (1 review written)

After losing my job and with debts spiralling out of control, we decided to contact Vincent Bond for advice. This was not an easy decision at the time as we have never needed financial help before and we are proud people - but needs must as they say. Although sceptical we listened to what they had to say and now we're almost a year into our IVA and looking forward to being debt free. The initial advice was free from people that had personal experience - it was therefore relevant - and most… Read Full Review

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★★★★★

“IVA LIFESAVER BRILLIANT”

Written on: 02/09/2012

Right from the very start vincent bond could not have been more helpful nothing was to much trouble telephone calls and emails were answered instantly tracy hopkins and indra weight have been absolutely brilliant all the way through it's been a massive weight lifted of our shoulders knowing we will be debt free at the end of the iva my advice to anyone who is struggling with debt don't run away from it and contact vincent bond and there team and you will see the light at the end of the tunnel… Read Full Review

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★★★★★

“IVA ADVICE”

Written on: 01/09/2012

I am currently seeking IVA advice 're bad debts. I contacted Andy Davie of Vincent Bond. Andy has been absolutely fantastic with his advice, discretion, and expert knowledge. He was able to answer all my questions in detail appearing to leave no stone un-turned. Andy has been so extremely helpful in guiding me and quashing my fears. I am now looking at beginning the IVA process asap and after continual reassurance feel Andy is the right person to guide me through this. Fingers crossed I see… Read Full Review

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★★★★★

“Individual Voluntary Arrangement”

Written on: 01/08/2012 by damianBoulton (1 review written)

IVA is a good way to pay your debts, when it all seems to have got out of hand. I allows you to live on a reasonable income and pay a lump sum to a handler for your creditors. Although it can take a few years and you cannot get any credit (except car ins) while you are on it. I have recently had to take what they call a an IVA holiday because my car broke down and needed some very expensive repairs, but I was allowed to knock my payments down to a third for six months to pay for it… Read Full Review

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★★★★★

“Brilliant site. free help for anything to do with IVA`s”

Written on: 31/07/2012

If you ever need any help to do with debt management plans bankruptcy or iva`s this is the site for you! Free help from application to completion and beyond. Kind caring forum with IPs and other people in the same situation as yourself. Dont struugle alone. The site is a lifeline. There is always someone online to help or point you in the right direction. in a word Brilliant!… Read Full Review

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★★★★★

“Debt and the way forward”

Written on: 31/07/2012

Since starting work I have always managed to get into debt. I guess I am to generous ! I was made Bankrupt in 1995 and thought that I would never owe money to anyone again. However in 2011 I entered into an IVA and have since offered a full and final settlement that was accepted. After starting the IVA, I then came across IVA.co.uk and have always found the experts and poster extremely helpful and positive. I have made some great friends via the frugal friends meetings that are organised . I… Read Full Review

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★★★★★

“Fantastic Support From A Brilliant Site”

Written on: 31/07/2012

IVA.co.uk is a fantastic site offering great support for people - just starting their journey to debt freedom, to part way through and at the end of their journey. Support from forum experts is absolutely essential and provides clear guidance and comfort to posters that have asked many questions. Having professionals signed up to the forum enables posters to seek expert advice. Such a vast array of questions and answers gives on-lookers opportunity to help progress their own journey to debt… Read Full Review

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★★★★★

“A Brilliant Lifesaver!!”

Written on: 27/07/2012

I found this site a few years ago when I was trying to find out details of a debt collector that was hounding me. It is an excellent site involving professional IP's, debt advisors and lay people from all walks of life and with various experiences of debt and solutions. It is daunting to admit you have problems and to post on a public forum but you're always assured of a warm welcome from everyone. Somebody will always know the answer to whatever question is asked and there is a very good… Read Full Review

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★★★★★

“I visited IVA.co.uk before deciding upon which...”

Written on: 22/05/2011

I visited IVA.co.uk before deciding upon which financial option to take, and still continue to use it now. We needed help and advice, preferably from people who were going through the same difficulties we were. So having pretty much stumbled across IVA.co.uk we found it full of advice from people in our situation and from professionals. Any questions are answered promptly.
I feel one of the best things about it is that other users are non- judgmental; all are made to feel welcome, and it's… Read Full Review

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