Check My File Credit Report Reviews - www.checkmyfile.com

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★★★★☆
4.1 / 5
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★★★★★

“The best credit report information so far!!”

Written on: 22/06/2012

I've been on a couple of these 'free' credit report sites and I have to admit this on is the best so far. Firstly it reviews more than one company where the others only focus on their own and secondly it is easy to read and jargon free... I could see exactly what was causing my credit rating problems and they also helped me eliminate names on my account that shouldnt have been there. Excellent and efficient service and I will be using them again… Read Full Review

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★★★★☆

“You can see Experian, Callcedit and Equifax”

Written on: 15/06/2012

This website offers a great overview of the three main credit score agencies, the service they provided was prompt and helpful. I found it impossible to subscribe to or get in contact with Callcredit and Equifax, Experian were incredibly helpful in resolving issues I had with wrong information on my credit record… Read Full Review

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★★★★★

“Great free trial - easy to understand and great service”

Written on: 06/06/2012 by Chelle-P- (0 reviews written)

No issues what so ever with the free trial, cancelling the free trial was also easy and hassle free. Response is quick and friendly, no payments are debited from your card when trialing this service and they even leave your existing credit report open and available for you to view online completely free of charge so you can refer back to it when you want. I will certainly be returning as a customer once I have worked on my credit file and can make better use of the fantastic service :)… Read Full Review

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★☆☆☆☆

“DO NOT REGISTER”

Written on: 01/06/2012 by MYKEROB (1 review written)

BEWARE ALL PEOPLE LOOKING TO USE THIS SERVICE. I REGISTERED WITH THIS COWBOYS 30/5/2012. I NEEDED TO CHECK MY CREDIT FILE DUE TO STARTING NEW EMPLOYMENT IN THE SECURITY SECTOR. CHECK MY FILE OFFER A "FREE 30 DAY TRIAL" (NO OBLIGATIONS) HERE IS THE PROOF: First, the trial lasts for 30 days and is completely free of charge. Please use the trial period to really get to grips with your credit report and explore all the features it includes. If you have any query about any element of your… Read Full Review

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Guest's Response to MYKEROB's Review

Written on: 06/06/2012

I'm sorry to read that you feel that you have been mislead in any way. As you go on to say at the end of your comment, no money is taken during the free trial period, and you are free to cancel at any time.

Pre-authorisation forms just one part of our security procedure and in addition to explaining this in our terms, we also let you know during the sign-up process how it works.

Pre-authorisation is a common practice with credit report companies such as us, and also happens when you book into a hotel, or hire a car.

You can ask us to remove the pre-authorisation if you wish, and this is what you have already done. We pride ourselves on our transparency and customer service and would have made every effort to not only explain the process when you first got in touch, but also ask your bank to remove the record of the pre-authorisation. Although some banks do show this as a debit after registering (especially in online banking), we guarantee not to take any payment during the free trial period.

Once again, I'm sorry that you weren't happy with your free trial - we are always just a free phone call or email away if you are unsure of anything.

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★★★★★

“Impressive and useful”

Written on: 24/05/2012

Check My File Credit Report. It's long enough ago that I can't remember registering, and it's been a good resource ever since. I joined in order to understand why I was having trouble with some credit and not other. I was able to identify conflicting address information amongst my accounts and rectify it with the company concerned. Credit has been forthcoming since that time on a more consistent basis. The actual address issue was some kind of system glitch which was holding me… Read Full Review

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★★★★★

“Quick an efficient, exactly what I needed”

Written on: 14/05/2012 by JoJoUK (1 review written)

I wanted to to a check on my credit file (I was trying to close off all old bank accounts/credit cards that I no longer use). I have used various credit reference agencies and websites before however CheckMyFile.com was by far the best, the site is clean, efficient and lays out all data in an easy to read and professional way. I work in the financial industry and am used to have to decipher data however you would need any background in finance to use this site, I let my wife check out the… Read Full Review

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★★★★★

“Great Free Trial”

Written on: 11/05/2012

I went through Topcashback to get a free trial and it was great. I got to check my credit file and got paid £5.30 for doing so. It was quick and easy to cancel the subscription. I am very pleased with the service Check My File have given me and would definitely recommend… Read Full Review

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★★★★★

“Excellent value and service.”

Written on: 10/05/2012

Checkmyfile is very easy to understand site, almost all features highlighted and a very comprehensive reporting layout and system. They have free phone to contact them and a secure messaging system that they respond to in a mater of hours, with an excellent customer service. Highly recommended … Read Full Review

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★★★★★

“A Great Family Company”

Written on: 02/05/2012

have used this company for about six months and they are fantastic! If you have a problem they will do their very best to resolve it and when you contact them they are friendly and sympathetic as well as having expert knowledge. I would highly recommend their service which is very reasonable and I would have no hesitation in returning to them if needed. You won't be disappointed!!… Read Full Review

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★★★★★

“The best credit file check company around”

Written on: 02/05/2012 by christeldan (0 reviews written)

I can highly recommend checkmyfile as they provide data from all three credit rating services and are very easy to use. I have also been impressed at how straightforward it is to cancel my subscription just because I don't need it anymore, it took about 2 minutes online. Will certainly use this company again as they are very polite and friendly… Read Full Review

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★★★★★

“Better than Equifax/Experian etc”

Written on: 02/05/2012 by xcathalx (1 review written)

I've had a radically different experience from other reviewers. I've used Equifax and Experian subscription based online services in the past, and have found that checkmyfile provided the same information as they did, in the same detail, even if the website takes some getting used to. The fact that they provide the relevant data from all three credit check companies for less than any of them charges individually makes the choice a no-brainer in my book. Of course it's cheaper to do go the… Read Full Review

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★☆☆☆☆

“"Free" Trial?”

Written on: 21/02/2012 by Plusi_Juman (1 review written)

As far as credit scoring websites go, I wouldn't pay for any at the minute due to severe financial difficulties. I got on to checkmyfile.com as they stated a thirty day trial period, which their website CLEARLY states that your card is not charged until the thirty day period ends. This however was not the case, as when I checked my bank account 10 minutes later, £8.99 had been deducted from my bank account. When I then rang up to cancel my subscription (which the website would only let me… Read Full Review

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Guest's Response to Plusi_Juman's Review

Written on: 30/04/2012

I'm sorry to read that you had a bad experience with checkmyfile. We don't take any money from your card during the 30 day free trial period, but we do 'pre-authorise' your card as part of our security procedures. We explain how this works when you are signing up, and also in our terms and conditions. We'll make these warnings more prominent as a result of your feedback. You can ask us to remove the pre-authorisation if you wish, and this is what you have effectively done. I would like to assure you that at no time was any money taken from your account. Pre-authorisation is a common practice with credit report companies such as us, and also happens when you book into a hotel, or hire a car. For most people, the pre-authorisation causes no problem at all, although we are aware that it sometimes appears as a 'debit' on online bank statements, which causes unnecessary concern and can be very confusing, especially as no money has actually changed hands. I hope that helps to explain matters, but if you need any further explanation please just get in touch with us on our freephone number.

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★★★★★

“I think that the service was absolutely excellent....”

Written on: 11/03/2010

I think that the service was absolutely excellent. They were not only to provide the reports (all three of the main agencies) the staff were able to talk me through the data and fix a rahter complicated problem. I had tried Experian directly and they were pitifull. I recommend check my file wholeheartedly… Read Full Review

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★★☆☆☆

“The results differ to the actual providers when you do...”

Written on: 19/02/2010

The results differ to the actual providers when you do a report directly… Read Full Review

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☆☆☆☆☆

“I applied and paid money for a credit report in...”

Written on: 26/02/2008

I applied and paid money for a credit report in December asked for report to be sent by post nothing has arrived. I cannot find out how to ask what has happened to the report can anyone help me?… Read Full Review

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★★★★★

“Checkmyfile have proved very helpful to keep track of...”

Written on: 17/12/2007 by bja100 (2 reviews written)

Checkmyfile have proved very helpful to keep track of my credit files - and have offered me a lot of advice on managing my credit.

They are good if you don't HAVE CCJS and haven't defaulted. If you have poor history then go directly to the credit agencies… Read Full Review

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☆☆☆☆☆

“I purchased a £6.95 credit report from Check My File....”

Written on: 07/02/2007 by londoneye (1 review written)

I purchased a £6.95 credit report from Check My File. I have as yet to see the report as the web page just flicks back to buy a report. I recommend you just go to the direct site for a report from Equifax or Experian.

The Check My File Credit Report site is confusing, and not what people want to see… Read Full Review

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☆☆☆☆☆

“The information we received didn't actually tell us...”

Written on: 28/01/2007 by allieb (1 review written)

The information we received didn't actually tell us anything other than we had debt registered against us. Most of the information was completely baffling, as the basic facts we received from the Check My File credit report were very vague. It has taken us nearly 3 years to find out exactly who has given this information and how to get rid of it, usually by contacting the County Court. We are still trying to get all the Credit Reference Agencies to update records!… Read Full Review

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☆☆☆☆☆

“I would never recommend anyone to buy their credit...”

Written on: 24/10/2006 by banya (1 review written)

I would never recommend anyone to buy their credit report from Check My File. It is not worth it. You are better off getting the files directly from the agencies. In any case, that's just what they do, and they charge you more for doing it… Read Full Review

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☆☆☆☆☆

“I paid £17 to get information from three credit...”

Written on: 16/06/2006 by campbell1000 (1 review written)

I paid £17 to get information from three credit agencies. The information supplied by Check My File is a cut down version of the information the actual agencies hold. For £2 on each site you get much more information, including the name of lenders etc… Read Full Review

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